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PayPal: PayPal Credit reviews

4.90
Based on 105,627 reviews, last reviewed 13th May 2026
2527900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Easy safe and secure always protected transactions Reviewed on: 13th May 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105627)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve been using PayPal for a while now

5
I’ve been using PayPal for a while now, and overall it’s a convenient and reliable way to send and receive money online. The setup process is straightforward, and linking a bank account or card is quick. It’s widely accepted across many websites, which makes online shopping much easier without having to enter card details every time. One of the biggest advantages is the buyer protection, which adds an extra layer of security when purchasing from unfamiliar sellers. Transactions are usually fast, and the interface both on desktop and mobile is user-friendly. Reviewed on: 5th May 2026

Efficient

5
Credit was available very quickly, it has been my most manageable credit debt Reviewed on: 5th May 2026

Good job

5
Good experience with Paypal credit Reviewed on: 5th May 2026

financial help

5
Always helpful when you need some financial help Reviewed on: 5th May 2026

Good, there are able to solve issues quickly

5
Good, there are able to solve issues quickly Reviewed on: 5th May 2026

PayPal .

5
PayPal is my go to payment method when I want to split the payment in 3 , it’s very easy to use and I love the point system you can use Reviewed on: 5th May 2026

Easy to use

5
Very easy to use and now with the credit and debit card make it easier to use in more everyday things Reviewed on: 5th May 2026

Pay in 3 is a great way to spread costs...

5
Pay in 3 is a great way to spread costs Reviewed on: 5th May 2026

PayPal always respond and have been able to step in...

5
PayPal always respond and have been able to step in where paying on other methods I’ve not had same experience Reviewed on: 5th May 2026

Fast easy use.

5
Fast easy use. Makes payment convenient secure Reviewed on: 5th May 2026