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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171835)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use

5
Very.easy to use and makes me feel more secure not giving out my bank details Reviewed on: 7th July 2026

Always easy to use, at my finger tips for festival t...

5
Always easy to use, at my finger tips for festival tickets and flights etc. So easy to use.... It's my go to for all things entertainment and holiday related, as you can easily pay and spread the costs. Reviewed on: 7th July 2026

The most convenient payment method ever!.

5
I find PayPal credit really easy to use and more and more businesses are offering this as a payment option. This makes it convenient to me as I don't have to remember lots of usernames and passwords. I just select Pay with PayPal. Reviewed on: 7th July 2026

Reliable Service

5
I have always been happy with the service provided. Easy to navigate the website and several options to choose between. The security features are very reassuring. Reviewed on: 7th July 2026

Manage your finances.

5
Manage your finances. It is handy to use as many different functions and you can easily connect with friends. Reviewed on: 7th July 2026

Pay Pal is so easy to use without problems and great...

5
Pay Pal is so easy to use without problems and great way of budgeting. Reviewed on: 7th July 2026

Excellent

5
Safe and secure app to use.. I love it Reviewed on: 7th July 2026

Plain and simple

5
Everything ready so I can see it on my account so I can watch my spending Reviewed on: 7th July 2026

It's been a fantastic vehicle for providing security...

5
It's been a fantastic vehicle for providing security when purchasing online. Reviewed on: 7th July 2026

Used to be annoying, now it's great!

5
Paypal used to be annoying; a necessary evil. They've really got their act togther in recent years though and I can now only praise them. Great free service. Reviewed on: 7th July 2026

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