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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106136 reviews)

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4.90

Based on 106,136 reviews, last reviewed 13th May 2026

2550950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to set up and fast approved credit, straig... Very easy to set up and fast approved credit, straight forward to see all transactions as well as seeing when and how to pay back , lots of different ... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106136)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I bought a new mobile phone and was able to spread t...

I bought a new mobile phone and was able to spread the cost over three years interest free which is such a great deal! Reviewed on: 5th May 2026

Papal easy to use and customer service team are exce...

Papal easy to use and customer service team are excellent Reviewed on: 5th May 2026

My experience with PayPal has been good, because the...

My experience with PayPal has been good, because there is a time when I was struggling financially and they reduced my credit limit. It gave me a space to breath. Reviewed on: 5th May 2026

It’s perfect made life easier for my finances but wo...

It’s perfect made life easier for my finances but would like more options to control credit limits Reviewed on: 5th May 2026

Best customer satisfaction group

One of my best memories was, the customer service staff listened to me , when I couldn't speak English well, kindly and patiently helped me solve my problem. They were very nice . Reviewed on: 5th May 2026

Cant fault them paypal credit recommended

Cant fault them paypal credit recommended Reviewed on: 5th May 2026

PayPal Credit is great for having interest free cred...

PayPal Credit is great for having interest free credit over 4 months, especially if you're purchasing something which doesn't have a payment plan in installments and you want to spread your payments. Their dashboard is intuitive and you can easily navigate around, print invoices, check vendors' details, see upcoming payments and manage your money. Reviewed on: 5th May 2026

PayPal makes life easier

I’ve always use PayPal for eBay by now. Pay later on other items out of eBay. And always had the flexibility with PayPal fantastic makes life much easier. Reviewed on: 5th May 2026

Can always rely on PayPal when buying things

Can always rely on PayPal when buying things Reviewed on: 5th May 2026

Godsend!!

They helped me through some of the worst financial issues I’ve ever had, I don’t think I could’ve gotten through the last 3 years without them, even something as simple as a small aldi shop to get me through the payday. 10/10 ! Reviewed on: 5th May 2026

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