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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107438 reviews)

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4.90

Based on 107,438 reviews, last reviewed 15th May 2026

2610700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good overall On the whole I’ve been happy with my overall experience Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107438)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal makes shopping easy

PayPal makes shopping easy for me both online and in store. Customer service is excellent as they have helped me resolve issues a couple of times. Reviewed on: 6th May 2026

Fantastic flexible services, available everywhere

Fantastic flexible services, available everywhere Reviewed on: 6th May 2026

Quick and easy

Very easy to set up and a quick process. Simple methods and a fast response. Confirmation received almost immediately. Reviewed on: 6th May 2026

never had a problem always reply quick

never had a problem always reply quick Reviewed on: 6th May 2026

Safer and customer friendly

IThe main reason I stay with the PayPal app is the Buyer Protection. I had a recent issue with an unfulfilled order, and the Resolution Center within the app made it easy to track my dispute and get my money back. I also appreciate the real-time notifications for every transaction; it gives me peace of mind knowing exactly when and where my money is moving. The end-to-end encryption makes me feel much safer than entering my card details on random sites Reviewed on: 6th May 2026

Very helpful customer experience, great communicatio...

Very helpful customer experience, great communication, lots of options for finance Reviewed on: 6th May 2026

Give it a go just once. .

Easy to understand every step of the way, never had any issues, have recommended to lots of people, some seem wary but they’ve only got to give it a go once and I’m sure like me will benefit. Reviewed on: 6th May 2026

Always use Paypal for my purchases online.

Always use Paypal for my purchases online. Feels safe and they have been so good whenever I have experienced an issue with a seller. Always prompt, easy and efficient service. Also use the Pay in 3 all the time to help spread the cost! Reviewed on: 6th May 2026

Take Time

PayPal customer service is not very efficient and take long to resolve the issues Reviewed on: 6th May 2026

Easy to pay and very quickly linked to websites usin...

Easy to pay and very quickly linked to websites using PayPal platform. Reviewed on: 6th May 2026

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