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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107660 reviews)

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4.90

Based on 107,660 reviews, last reviewed 15th May 2026

2620900% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have used PayPal for many years now and can confir... I have used PayPal for many years now and can confirm that the process is very easy to use and money feels safe. Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107660)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had an issue with PayPal Credit, and used on s...

Never had an issue with PayPal Credit, and used on so many retailers Reviewed on: 6th May 2026

East to use and apply for.

East to use and apply for. Flexible options. Has supported me with splitting payments over time. Interest could be lower.. but does match a lot of credit card offers with more options for interested free 3 months. Reviewed on: 6th May 2026

Great and good customer service.

Great and good customer service. Any queries I have are answered efficiently and clear. Reviewed on: 6th May 2026

Good experience.

Good experience used almost every week no problem Reviewed on: 6th May 2026

Easy to use and good rates

Easy to use and good rates ensure that this product is easy to use. The only drawback is that credit limits seem to be a little low at times. Reviewed on: 6th May 2026

PayPal credit and it's various 0% interest deals on...

PayPal credit and it's various 0% interest deals on many retailers websites is great, a real god send Reviewed on: 6th May 2026

Easy use and good customer service

Easy to use and good customer service Reviewed on: 6th May 2026

Paypal - best credit options ever

Everytime I contact Paypal - it is never too much trouble to help me Reviewed on: 6th May 2026

Really flexible options and easy to use.

Really flexible options and easy to use. Reviewed on: 6th May 2026

I find PayPal credit good value and simple to use.

I find PayPal credit with the offers of zero % finance or pay in 3 very useful for paying for high value items. The integration with my devices makes this payment option very simple. Reviewed on: 6th May 2026

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