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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89528 reviews)

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4.90

Based on 89,528 reviews, last reviewed 29th Apr 2026

1786900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great help in busy Life. A Great help on buying experience idems as you can pay in 3 and to have the credit available when needed. Thanks PayPal. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89528)

PayPal is great

I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022

Great deals!

Although there are some issues regarding the collection of payment, direct debit/in app payment, everything else seems to be ok! Reviewed on: 13th June 2022

PayPal

Love spending the cost over 4 months interest free so easy to understand the payments choose what to pay and who Reviewed on: 13th June 2022

Nice

Only lacking of credit increase Reviewed on: 13th June 2022

Fast and simple

Pick what you want to buy, choose PayPal credit and on how many months and that's it. Can't be faster and simpler! Offers are very usual on 0% interest, so that's the best part of it! Reviewed on: 13th June 2022

does what it says on the tin.

PayPal credit is great. I am always kept fully informed and the interest rate is quite low. The app is good for checking on my account and statements, and is so easy to use. Reviewed on: 13th June 2022

Mr

Very good and it’s make easy for having shopping Reviewed on: 13th June 2022

Simple payment solution

PayPal credit is so easy to use. Choose an item or items up to a minimum of £99 and choose PayPal credit. Set your direct debit to pay equal amount over four payments and pay no interest, so easy to use Reviewed on: 13th June 2022

Top Dog !

Easy,fast,secure,application takes minutes recommend to anyone. Reviewed on: 13th June 2022

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