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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89528 reviews)

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4.90

Based on 89,528 reviews, last reviewed 29th Apr 2026

1786900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great help in busy Life. A Great help on buying experience idems as you can pay in 3 and to have the credit available when needed. Thanks PayPal. Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89528)

0% for 4 months is excellent

Helps spread the cost of larger purchases but I can enjoy my purchases earlier than saving Reviewed on: 13th June 2022

So handy

Super convenient for spreading costs over months wether it be a few month or several years Reviewed on: 13th June 2022

Interest free credit

Great easy to pay service, safe and secure, interest free for 4 months nowhere else like it Reviewed on: 13th June 2022

Brilliant option

PayPal credit gives you the option of spreading the cost of your purchase. With no interest if cleared within time scale. Highly recommend Reviewed on: 13th June 2022

No hassle!

All transactions are quick and reliable Reviewed on: 13th June 2022

One fine credit card

Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022

Quick and Easy

When your budget just doesn't stretch enough. PayPal is there to take you all the way. PayPal, the pal you need. The hero we deserve. Reviewed on: 13th June 2022

Convinient and handy

Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022

Best Online Service

Often a fantastic why to spread the cost my shopping addiction. Reviewed on: 13th June 2022

Quick and easy

Like the easy application for the credit and how it works. Reviewed on: 13th June 2022

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