Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106673 reviews)

View other PayPal products

4.90

Based on 106,673 reviews, last reviewed 14th May 2026

2575850% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best platform for daily trading The best platform for daily trading Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106673)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used all PayPal products and never had issues .

I have used all PayPal products and never had issues . Service levels and excellent and would highly recommend them . Reviewed on: 6th May 2026

Fast and easy!

Fast, efficient and easy to keep track of. Worked without issue after I had been rejected finance from a bank for a new phone, and had a deal for 0% APR to boot. Wording could be a little more clear on whether payment will be withdrawn from linked bank accounts or PayPal Balance, however. A minor gripe! Reviewed on: 6th May 2026

Great range of payment options

I have used PayPal for a long time. I have found the customer service very helpful when there have been any issues with transactions. PayPal credit is useful when needed and the pay in 3 system seems to work really well. I like the range of options for payments. Reviewed on: 6th May 2026

Great service

Its quick and easy to use and it gives you pease of mind when paying for things though Paypal Reviewed on: 6th May 2026

Pay pal use ablitly

Easy to use and flexabile over the years Reviewed on: 6th May 2026

Super reliable.

Super reliable. Easy to navigate, good customer service. Easy to trust with big purchases. Reviewed on: 6th May 2026

Great and Helpful To Have.

I have been using PayPal for several years now. It’s easy and helpful app to have and I would recommend it to anyone. I have PayPal credit which I can use to pay off my balance any time I like without any pressure. Reviewed on: 6th May 2026

Pay pal has helped me make life more affordable

Pay pal has helped me make life more affordable Reviewed on: 6th May 2026

Never had a problem with with transactions, refund f...

Never had a problem with with transactions, refund for returns or refund for goods not received. PayPal has always done everything superbly. I have been with them for over 20 years Reviewed on: 6th May 2026

God’s gift

Paypal credit is gods gift to everyone. A perfect move to spread credit without damaging your wallet. Heaven sent. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Very Account
from Shop Direct 4.33 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50589 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub