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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173982)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal with most purchases and enjoy 0% intere...

4
I use PayPal with most purchases and enjoy 0% interest deals whenever they're available. Reviewed on: 7th July 2026

Recommending

5
Using it for years now,all good so far! Reviewed on: 7th July 2026

It's efficient, worked well for me in the last 10...

5
It's efficient, worked well for me in the last 10 years Reviewed on: 7th July 2026

Not cheap when you owe but fast check out...

5
Not cheap when you owe but fast check out etc Reviewed on: 7th July 2026

But stuff pay for over time with a lot of it interes...

3
But stuff pay for over time with a lot of it interest free can't complain. Reviewed on: 7th July 2026

No hesitation in using PayPal

5
PayPal are an excellent service and so trustworthy. They are helpful with any issues i have had with transactions, give thorough honest information to help you resolve these issues Reviewed on: 7th July 2026

Easy process to set up Credit account

5
Setting up PayPal credit was very easy and the information provided by PayPal was easy to understand. Reviewed on: 7th July 2026

Very easy to use this facility.

5
Very easy to use this facility. Easy access to the account. Reviewed on: 7th July 2026

I use PayPal for most of my purchases.

5
I use PayPal for most of my purchases. I find it easy to use and they are very good at reminding you well in advance any payment that may be due You can easily track your account and they are quick to respond to any concerns you may have. I feel confident using PayPal for all my big or small purchases Reviewed on: 7th July 2026

Excellent product.

5
I use PayPal to make online payments, to transfer money to family and friends. I also use it make regular payments for services. To date I have NOT had any issues with PayPal. Reviewed on: 7th July 2026

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