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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174102)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always my go to payment

Always use PayPal and never had an issue. Been with PayPal for over 20 years Reviewed on: 7th July 2026

I find pay pal a fast and efficient way to stay safe...

I find pay pal a fast and efficient way to stay safe I have been using PayPal for nearly 20 years and have sorted a few issues easily over the years Reviewed on: 7th July 2026

Easy to use

I have used PayPal credit for years its easy and efficient excellent service and generally makes life easier Reviewed on: 7th July 2026

PayPal credit

I used PayPal as my go to credit card as it’s so easy to use and the options for making payments are great too Reviewed on: 7th July 2026

Amazing experience, no issues whatsoever.

Amazing experience, no issues whatsoever. Reviewed on: 7th July 2026

Efficient and reliable service.

Efficient and reliable service. Have never had any problems. Would recommend to any family and friends who need credit and have PayPal. Quite good for small purchases. Reviewed on: 7th July 2026

Helpful but not always understanding the question ha...

Helpful but not always understanding the question have to repeat Reviewed on: 7th July 2026

Paypal credit has been so easy.

Paypal credit has been so easy to set up and run. I get regular reminders of when payments are due, advice about possible better options for my credit, can't fault them. On the rare occasions I've needed customer service they have been polite, efficient and quick to respond. Reviewed on: 7th July 2026

Quick & easy

I’m a big fan of PayPal & tried the split payments for the first time recently. It was so easy to do & so convenient. I was surprised by how simple it was. Brilliant! Reviewed on: 7th July 2026

Just easy clear and straightforward process.

Just easy clear and straightforward process. Reviewed on: 7th July 2026

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