Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106679 reviews)

View other PayPal products

4.90

Based on 106,679 reviews, last reviewed 14th May 2026

2576150% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good credit card. Very good credit card. I can spend on any pos machine Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106679)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pay pal use ablitly

Easy to use and flexabile over the years Reviewed on: 6th May 2026

Super reliable.

Super reliable. Easy to navigate, good customer service. Easy to trust with big purchases. Reviewed on: 6th May 2026

Great and Helpful To Have.

I have been using PayPal for several years now. It’s easy and helpful app to have and I would recommend it to anyone. I have PayPal credit which I can use to pay off my balance any time I like without any pressure. Reviewed on: 6th May 2026

Pay pal has helped me make life more affordable

Pay pal has helped me make life more affordable Reviewed on: 6th May 2026

Never had a problem with with transactions, refund f...

Never had a problem with with transactions, refund for returns or refund for goods not received. PayPal has always done everything superbly. I have been with them for over 20 years Reviewed on: 6th May 2026

God’s gift

Paypal credit is gods gift to everyone. A perfect move to spread credit without damaging your wallet. Heaven sent. Reviewed on: 6th May 2026

Everything just works

Everything just works. Great for fast and secure payments. Pay in three is very helpful. I've never had any issues. Reviewed on: 6th May 2026

PayPal, doing what others dont

PayPal have been amazing with everything, supportive on the phone and easy to use app for payments. Highly recommend PayPal to everyone Reviewed on: 6th May 2026

I’ve always had a fine experience!

I’ve always had a fine experience! Reviewed on: 6th May 2026

Excellent service.

Excellent service. Very simple and easy to understand. Frequent reminders about payments due. Reviewed on: 6th May 2026

Alternative products

Payments
from PayPal 4.91 from 3715 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub