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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108275 reviews)

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4.90

Based on 108,275 reviews, last reviewed 16th May 2026

2648550% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit makes credit purchases simple and easy... PayPal Credit makes credit purchases simple and easy to manage. There are plenty of benefits rolled in from the start too, and even more to be found i... Read more Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108275)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit has been great.

PayPal credit has been great, there have been a few times where I have contacted customer service through live chat. They got back to me very quickly and efficiently. Reviewed on: 6th May 2026

Good service Absolutely amazing.

Absolutely amazing.. helped good service Reviewed on: 6th May 2026

Excellent, provider ,you need to pay straight.

Excellent, provider ,you need to pay straight. Reviewed on: 6th May 2026

Easy to access Easy to apply

Easy to access the credit, and easy to apply to any purchase Reviewed on: 6th May 2026

Easy Application process

It was easy to use especially from the application process, it was not a lengthy application process at all. Reviewed on: 6th May 2026

Paypal Really was instant and has changed my perspec...

Paypal Really was instant and has changed my perspective on how banking must work Reviewed on: 6th May 2026

Flexible, Secure spending.

Paypal is a really flexible way for me to manage my finances. It keeps track of all my spending and makes purchases a lot safer. Reviewed on: 6th May 2026

PayPal gives great flexibility with repayment options

PayPal gives great flexibility with repayment options Reviewed on: 6th May 2026

Paypal is an exceptional service that protects consu...

Paypal is an exceptional service that protects consumers from scams as well as providing top notch support. I highly reccomend and gave reccomended it in the past. Reviewed on: 6th May 2026

Very good experience

Very good experience so far. Service is very satisfying. Reviewed on: 6th May 2026

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