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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108395 reviews)

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4.90

Based on 108,396 reviews, last reviewed 16th May 2026

2653900% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit been most useful flexible payment syst... Paypal credit been most useful flexible payment system of all my cards Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108396)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Ease of use Easy to use

Easy to use and navigate around payments Reviewed on: 6th May 2026

Easy to deal with, efficient and clear.

Easy to deal with, efficient and clear. Very flexible. Reviewed on: 6th May 2026

So much easier having paypal credit.

So much easier having paypal credit. Can purchase online and not having to worry about money. Easy to manage, especially when you have buy and pay later. It comes in handy especially at Christmas and for birthdays. Don't have to worry about not having the money to hand. Nice to know I have a safe net if im short of cash or something comes up in emergency. I know I have paypal to use Reviewed on: 6th May 2026

Just brilliant.

Just brilliant. Pay over 4 months zero percent, excellent customer service if anything goes wrong. Very convenient way of making payments online! Reviewed on: 6th May 2026

Easy, convenient and safe.

Easy, convenient and safe. I feel protected whenever I use paypal and customer service is so helpful. Reviewed on: 6th May 2026

PayPal credit review

I’ve been using PayPal Credit for a while now and it’s been a really convenient way to manage larger purchases. The application process was straightforward, and I like how easy it is to use directly through PayPal at checkout. The option for interest-free payments on qualifying purchases has been especially helpful for spreading costs without extra stress. Reviewed on: 6th May 2026

Great customer service.

Great customer service. They provide a secure and safe service Reviewed on: 6th May 2026

Easy to follow and navigate the website

Easy to follow and navigate the website Reviewed on: 6th May 2026

I've used it many times, it's very convenient.

I've used it many times, it's very convenient. Reviewed on: 6th May 2026

Excellent and nice, affordable way

Excellent and nice, affordable way Reviewed on: 6th May 2026

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