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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108511 reviews)

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4.90

Based on 108,511 reviews, last reviewed 16th May 2026

2659300% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My PayPal review PayPal makes transactions fast, safe, and convenient. Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108511)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I find PayPal my best pal in everyday life and has m...

I find PayPal my best pal in everyday life and has my funds under control... very happy.....thank you Reviewed on: 6th May 2026

I have only had good experiences so far.

I have only had good experiences so far. Reviewed on: 6th May 2026

Love using app, so easy to self serve.

Love using app, so easy to self serve. However if I have ever needed to contact support it is so easy. Reviewed on: 6th May 2026

Reliable and flexible

PayPal credit proved to be a reliable and flexible loan. I needed to communicate a few times about the terms of the loan and each time it was clear, accommodating and realistic. The loan helped me out of a scrape that I thought was going to be far more of a headache and recommend to anyone in the same situation. Reviewed on: 6th May 2026

Excellent service and very easy to understand.

Excellent service and very easy to understand. Reviewed on: 6th May 2026

Easy to set up, simple to use, great credit :)

Easy to set up, simple to use, great credit :) Reviewed on: 6th May 2026

PayPal is a fantastic and I love PayPal

PayPal is a fantastic and I love PayPal Reviewed on: 6th May 2026

No hassles or issues with them.

No hassles or issues with them. Provides everything I need. Reviewed on: 6th May 2026

Fantastic platform but too much AI

I use PayPal a lot and have always found the platform to be easy to navigate. I would like to see less AI though. It is nearly impossible to speak to a real person and sometimes, for complex issues, this is not enough Reviewed on: 6th May 2026

Easy set up.

Easy set up. No pain. Process looks quite easy Reviewed on: 6th May 2026

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