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PayPal: PayPal Credit reviews

4.90
Based on 108,631 reviews, last reviewed 16th May 2026
2664950% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like to used pay pal Cade services is it... I like to used pay pal Cade services is it amazing Reviewed on: 16th May 2026
Shital R's avatar
Shital R

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108631)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is quick and easy to use.

5
PayPal is quick and easy to use. I have used it for years and had no issues. Reviewed on: 6th May 2026

Easy to use and immediate decision

5
Easy to use and immediate decision Reviewed on: 6th May 2026

i have used paypal for years and i have never had a...

5
i have used paypal for years and i have never had a problem they are great Reviewed on: 6th May 2026

Paypal is great.

5
Paypal is great. I use it to purchase most things nowadays. Reviewed on: 6th May 2026

Quite seamless and easy to navigate

5
Quite seamless and easy to navigate Reviewed on: 6th May 2026

Excellent service!

5
Easy to use, secure, and transactions are always quick and reliable. Reviewed on: 6th May 2026

Excellent service overall.

5
Excellent service overall. The PayPal Credit system has been genuinely helpful and easy to use, especially alongside eBay purchases. The online platform is clear, reliable, and straightforward to manage, with payments and balances easy to track. The availability of 0% interest offers has been particularly valuable, giving flexibility when making larger purchases and helping spread costs sensibly. I’ve found the whole process smooth and efficient, and overall it has been a very positive experience. Definitely deserving of a 5-star review. Reviewed on: 6th May 2026

An excellent service by not disclosing credit card d...

3
An excellent service by not disclosing credit card details. Rewards for doesn’t seem to work very well and indeed a real frustration. Reviewed on: 6th May 2026

Haven’t had an issue yet, so keep up the standard...

5
Haven’t had an issue yet, so keep up the standard Reviewed on: 6th May 2026

PayPal is safe, easy to use and widely available

5
I find PayPal easy to use with some really useful payment options from paying in three to using a balance and paying via credit / debit cards. What I find most helpful, is that PayPal is available on almost every online shop and payment option so you always feel secure making a payment. Reviewed on: 6th May 2026