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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147842)

User friendly, fast, reliable.

5
User friendly, fast, reliable. Never came across any issues, highly recommend. Feel safe paying with PayPal Reviewed on: 7th April 2026

Great and safe way to pay!

5
Great and safe way to pay! Love the no APR for 4 months on certain purchases! Reviewed on: 7th April 2026

Goog and easy to use app.

5
Goog and easy to use app. I been using paypal from more than 10 years now and they always improve and come up with different ways to improve the service and the quality of their app. Reviewed on: 7th April 2026

Great Service

5
Used PayPay for many many years, they have grown and the business they offer fits in with my needs… Reviewed on: 7th April 2026

Easy payments , would recommend.

5
Easy payments , would recommend to use for all your payments, great payment protection too. Reviewed on: 7th April 2026

Paypal have never let me down.

5
Paypal have never let me down, it's safe and secure and my preferred choice Reviewed on: 7th April 2026

Does what it says

5
Ive not needed to contact customer services so cant comment on their service. Reviewed on: 7th April 2026

Paypal is perfect its flexible payments , credit car...

5
Paypal is perfect its flexible payments , credit card , and wuick payments and trnsacions Reviewed on: 7th April 2026

Good customer service.

5
Good customer service. And good listening hear. Reviewed on: 7th April 2026

Flexible plans

5
I used paypal i like the payment option for 4 month no interest option hight Recommended and i also said 2 of my friends to download payapl they did and 2k limot they are well happy aswell Reviewed on: 7th April 2026

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