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PayPal: PayPal Credit reviews

4.90
Based on 93,400 reviews, last reviewed 3rd May 2026
1965800% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Your money is safe with PayPal. I've only ever had one issue and PayPal dealt with it fast and reassured me all the way, your money is safe with PayPal. Reviewed on: 3rd May 2026
Stuart Taylor's avatar
Stuart Taylor

Latest lowest rating:

2

could have spent the whole day looking at options trying to get help was impossible Reviewed on: 3rd May 2026
Brian Mccormick's avatar
Brian Mccormick

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93401)

Credit feedback

3
I like that you can pay interest free for transaction over £100. Reviewed on: 8th July 2022

Cool product

4
Fast and easy to use and very convenient when you need it on the fly. Reviewed on: 8th July 2022

PayPal Really is your Pal

5
Absolutely outstanding customer service , products clearly defined and accessible , I would 100% recommend PayPal to everyone, get PayPal in your pocket and on your Smart Phone you will not regret the decision ***** Stars Reviewed on: 8th July 2022

Quick, easy convenient and good value

5
Good value interest rate and 0% for 4 months makes this convenient and good value. It’s really easy to use, the vendor doesn’t get any card details (so it’s more secure than a credit card) and most online retailers now accept paypal at checkout. Reviewed on: 8th July 2022

Amazingly good

5
Excellent service! Good costs, easy access! I love it Reviewed on: 8th July 2022

Excellent

5
Excellent , it is very convenient and easy way. It is also fast and helpful. It is also very reliable. You have confidence to pay. I am suggesting to my friends and family. I recommend PayPal. Reviewed on: 8th July 2022

Easy To Use

5
Brilliant 0% for 4 months, gets you out of tight months! Reviewed on: 8th July 2022

PayPal we won't let you down

5
Been with PayPal many years now when I've had bad experience with purchases I've always had great help and cooperation from my PayPal credit account can't fault them use your account well and you can't go far wrong paypal 10/10 for me .great company and one happy customer here I would recommend anyone to give them a try . Reviewed on: 8th July 2022

Really handy and really helpful

5
PayPal credit has saved me this year. In a time where costs are rising, it’s tough. But PayPal credit has allowed me to still do the things I want to do and Pay back in affordable amounts Reviewed on: 8th July 2022

It is amazing

5
I love PayPal it’s my go to whenever shopping online. It’s so easy and safe to use. Reviewed on: 8th July 2022

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