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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147807 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147808)

Any problems and there straight on it no hassle sort...

Any problems and there straight on it no hassle sorted done Reviewed on: 7th April 2026

Really good rates and easy to work

Really good rates and easy to work Reviewed on: 7th April 2026

Easy to use facility and works well abroad.

Easy to use facility and works well abroad. Reviewed on: 7th April 2026

Excellence, in the sense of payment flexibility and...

Excellence, in the sense of payment flexibility and security. Reviewed on: 7th April 2026

Easy transaction

Easy tranaction flexable payments Reviewed on: 7th April 2026

Mr paypal..

Fast quick n safe payment puts you in a relaxed buying mode knowing PayPal has Yr back !! Reviewed on: 7th April 2026

Safer and transactions with Paypal

Generally when I use paypal I feel confident about the service it provides, because you can always get help with issues and problems. It’s a safer form payment to use and protection with your money spent. Reviewed on: 7th April 2026

PayPal Credit Changed the Way I Shop

PayPal Credit has honestly been a game changer for me. The flexibility it offers makes managing purchases so much less stressful, especially when you need something now but want to spread the cost sensibly. What I love most is how seamless it is. You don’t have to leave checkout or deal with complicated applications every time. It’s quick, smooth, and just works. The option to pay over time, especially with promotional interest free periods, gives you breathing room without feeling like you’re falling behind financially. It’s also super transparent. You can track everything easily through your account, see exactly what you owe, and stay in control of your spending. No confusion, no hidden surprises, just straightforward and reliable credit. Perfect for bigger purchases or even just giving yourself a bit of flexibility month to month. Definitely one of those things you don’t realise you need until you have it, and then you won’t want to go without it. Reviewed on: 7th April 2026

PayPal is easy to use and reliable - I have always f...

PayPal is easy to use and reliable - I have always found the customer service to be excellent. Reviewed on: 7th April 2026

Overall Good Service

I like the service, it offers flexibility in paymentsand gives timely reminders to help managing my finances Reviewed on: 7th April 2026

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