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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147769 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147769)

I love PayPal credit for those more expensive purcha...

I love PayPal credit for those more expensive purchases that I can pay back in 4 months. It’s really fits my lifestyle Reviewed on: 7th April 2026

Very good, easy access, numerous ways to spend, good...

Very good, easy access, numerous ways to spend, good customer service and good app and platform. All in all a very positive experience, nothing further to add. Reviewed on: 7th April 2026

I bought a new mobile phone with PayPal Credit.

I bought a new mobile phone with PayPal Credit. It was so straightforward, the links between me as customer, merchant and PayPal were so easy to use. It is easy to keep tabs on my installments because PayPal shows full details of what I have paid and what I still owe. It works well with the app too, linking to my other bank cards and accounts. I will definitely use PayPal credit again! Reviewed on: 7th April 2026

International payments: a doddle!

Good flexible international payments: a doddle! Reviewed on: 7th April 2026

Excellent product, first-rate app and service.

PayPal is immensely useful, its app is straightforward, clear and informative. Reviewed on: 7th April 2026

I always use PayPal for big purchases.

I always use PayPal for big purchases. I'm really happy with the service.. Reviewed on: 7th April 2026

Excellent easy to use app or online.

Excellent easy to use app or online.You also have the added reassurance of it covering your payments should anything ho wrong. Reviewed on: 7th April 2026

Easy to use, safe and secure.

Easy to use, safe and secure. Easy to set up and share Reviewed on: 7th April 2026

never had any problems with paypal .

never had any problems with paypal . if we had any problems with suppliers palpal have resolved it for us. Reviewed on: 7th April 2026

A great way of delaying payments (ideally...

A great way of delaying expensive payments (ideally for only one month) and has come in handy for me many times. Reviewed on: 7th April 2026

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