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PayPal: PayPal Credit reviews

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4.90
Based on 93,446 reviews, last reviewed 3rd May 2026
1967900% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to pay for purchases, Easy to pay for purchases, quick to log in and keep track of things Reviewed on: 3rd May 2026
Lesley's avatar
Lesley

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93446)

Very good service

5
It's very eady to use, very good app interface and it's moving fast. Just love it! Reviewed on: 8th July 2022
Tiberiu Mirzea's avatar
Tiberiu Mirzea

Awesome credit

5
Love it. So easy to shop online and just add paypal credit.. so easy to use Reviewed on: 8th July 2022
Steven's avatar
Steven

Amazing friend to my shopping

5
It’s amazing to have a little digital friend to do so many things for you in the shopping.My PayPal friend with benefits! Reviewed on: 8th July 2022
Eirini Agapi Korfia Panagou's avatar
Eirini Agapi Korfia Panagou

Excellent way to spread the cost of purchases

5
PayPal credit is an excellent way of paying no interest on products and spread the cost over 4 months Reviewed on: 8th July 2022
Becky Davis's avatar
Becky Davis

Amazing

5
Best company ever so easy to understand and simple to use what you see is what you get 11/10 rating from me Reviewed on: 8th July 2022
john peart's avatar
john peart

Highly recommend!

5
Highly recommend PayPal Credit! Very convenient! Reviewed on: 8th July 2022
AW's avatar
AW

Excellent

4
Idea for when your low on cash. I have used it to make several large purchase. it is easy to use but they should try and make it clearer on the interest rate. Update of the app is needed so you can payoff your credit before the time given. Reviewed on: 8th July 2022
Emmanuel neto Ugochukwu's avatar
Emmanuel neto Ugochukwu

Convenient way 2.pay

5
Quick and within my limit PayPal is the reliable way to go Reviewed on: 8th July 2022
GINA STEPHENS's avatar
GINA STEPHENS

Brilliant

5
PayPal credit and Pay in 3 allows me to buy food and necessities when I need them. I feel safe using PayPal because they send me constant reminders of how much money I need to pay and date due. I find customer services over the phone very helpful, knowledgeable and patient with me when I want to know about unrecognised charges. Also customer services via chat room is even better as you can actually see the answer to ones question. I have been with PayPal for many years and if I cannot buy via PayPal I do without. I feel PayPal as a credit lender has my back and this its much appreciated. Thank you Reviewed on: 8th July 2022
Carmen Schaller's avatar
Carmen Schaller

So easy and convenient

5
Love the no interest for 4 months, it is easy to use and allows me to afford the things I love without paying any interest. Being a student, my credit rating is not as good as some other people's, but I was able to get access to Paypal credit and many online store have the option to pay with Paypal, from Apple to my trip. Reviewed on: 8th July 2022
esther adeleke's avatar
esther adeleke

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