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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147733 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

All ways there when you need them.

All ways there when you need them. Great customer service and the App is first class Reviewed on: 7th April 2026

Easy safe way to spend money online, helps you feel...

Easy safe way to spend money online, helps you feel protected in your purchases. Reviewed on: 7th April 2026

I find this service convenient, easy to use and also...

I find this service convenient, easy to use and also easy to manage. It makes purchasing larger item more financially viable. Reviewed on: 7th April 2026

My pal to pay with

So easy to use - always use PayPal if a site doesn't have it then I won't buy from there Reviewed on: 7th April 2026

PayPal has helped me with important last minute shop...

PayPal has helped me with important last minute shopping for my baby through providing credit and easing the purchase process Reviewed on: 7th April 2026

PayPal is easy to use and works well

PayPal makes it so easy to transfer money between friends and family, it is easy to use and has always worked well for me. I also use PayPal credit and that works well for me. You can pay back however much you want whenever you want and I think that’s really smart Reviewed on: 7th April 2026

PayPal Credit

PayPal Credit is easy to set up and allows you to purchase items and pay for them with what you can afford at what hat time. Reviewed on: 7th April 2026

Easy, fast, reliable.

Easy, fast, reliable. System and app friendly Reviewed on: 7th April 2026

Very easy to use, and takes the stress out of a purc...

Very easy to use, and takes the stress out of a purchase when I know I can structure it later if I need to. Reviewed on: 7th April 2026

Great experience using Paypal.

Great experience using Paypal. easy to use no issues. everything is consistent and as expected. No trickery just simple and easy to use. Reviewed on: 7th April 2026

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