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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147687 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147687)

Superb service, easy to use , works well

Superb service, easy to use , works well Reviewed on: 7th April 2026

it’s a really great way for businesses purchases

it’s a really great way for businesses purchases, there’s additional time to pay back without interest and a collect points everytime you use credit to pay - what’s not to love ? Reviewed on: 7th April 2026

PayPal Credit

Useful service and gives peace of mind as safe to use Reviewed on: 7th April 2026

I have been using PayPal credit for a number of year...

I have been using PayPal credit for a number of years and it’s great to have interest free offers, easy repayments and now the new rewards scheme make the experience more appealing. Reviewed on: 7th April 2026

preferred way to pay

PayPal is my preferred way to pay, there are so many options to choose from and I can make the decision based on my needs. Reviewed on: 7th April 2026

Easy money control

Easy to set up and use, add to your phone wallet, rewards for your spending, and great option for delayed repayments on certain buys. Reviewed on: 7th April 2026

Safe and secure

I am useing paypal online shoping on Ebay other retailers is very safe way to pay &secure I had never any issue with pay pal Reviewed on: 7th April 2026

Really easy to use and safe

Really easy to use and always gives me comfort that my transaction is protected Reviewed on: 7th April 2026

App is so easy to use.

App is so easy to use. When you need to speak with support they are so friendly and helpful Reviewed on: 7th April 2026

Why I use PayPal

I have used PayPal for over a decade and it has given me the peace of mind in knowing that any transaction I make is secure, and if there is an issue customer support are there to help. Reviewed on: 7th April 2026

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