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PayPal: PayPal Credit reviews

4.90
Based on 93,613 reviews, last reviewed 3rd May 2026
1975600% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with anything so hard to give any... Never had an issue with anything so hard to give any controversial feedback Reviewed on: 3rd May 2026
John gibbs's avatar
John gibbs

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93614)

Never had any problems

5
Always helpful fantastic customer service Reviewed on: 8th July 2022

Great service

5
A great service easy to use, I have recommended to friends and family Reviewed on: 8th July 2022

Great and fast wat to pay!

5
PayPal Credit helps me a lot of times when I had difficulty for pay something I bought. It's a great way to pay Reviewed on: 8th July 2022

Highly recommend

5
Absolutely excellent, helped me out big time when I was short of money around Christmas time. 0% for four months. Great way to spread the cost. Reviewed on: 8th July 2022

Easy to use and manage

5
I looked at opening a credit provider and looked into PayPal as I use PayPal a lot. Found it easy to use with easy ways of keeping on top of my credit. Reviewed on: 8th July 2022

Recommend to everyone

5
Really recommend everyone to use paypal credit. Its easy and convenient to use. It’s interest free for 4 months so I can take time to pay without worrying about increasing interest rate. Reviewed on: 8th July 2022

Excellent

5
Easy to use. Great service and very affordable. Reviewed on: 8th July 2022

Good.service send updstes

5
Easy to use and always handy for special things. Reviewed on: 8th July 2022

Best credit card option available

5
paypal credit is better than any other credit cards. interest free for four months over 100 pounds spending with no limit of period. I can manage my finance much better with PayPal credit than before. Reviewed on: 8th July 2022

Brilliant service

5
I've used PayPal credit for a few years now. More expensive buys are easier when cut into four payments, Brilliant! If something goes wrong and you have to contact PayPal ....They're on the ball, Brilliant! Problem seller? Money refunded the next day. Brilliant service. Many thanks! Reviewed on: 8th July 2022

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