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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147637 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147637)

PayPal Credit

Easy to use and very good costumers service Reviewed on: 7th April 2026

Excellent company!!

Whenever I have had any concerns and contacted Customer Services, it has resulted in a timely resolution and answered by someone who is very personalable, knowledgeable and friendly Reviewed on: 7th April 2026

Love PayPal always recommend.

Love PayPal always recommend. It’s so easy and great way to pay Reviewed on: 7th April 2026

Simple to use - and several choices of payment

Simple to use - and several choices of payment Reviewed on: 7th April 2026

Easy, Simple and Happy experience.

Easy, Simple and clear functions on website. Gives peace of mind and great payment offers. I've been using PayPal for many years and will continue to in the future. Reviewed on: 7th April 2026

Pay with Seamless Credit Pal

Paypal credit is seamless and easy to use. You don’t need a separate card — it appears as a payment option at checkout which makes it quick and easy to use as a payment option. It has been useful for spreading the cost of larger items I have purchased over a 4 mouth period with 0% interest. It also offers flexible payments so you can pay more each month if preferred. Purchases are also covered by Paypals buyer protection policies. Reviewed on: 7th April 2026

Paypal credit has been incredibly useful for me

Paypal credit has been a fantastic way for me to purchase items safely and securely whilst often offering 0% interest for several months. It's a fantastic way to buy and sell - especially when I used to use it with eBay. The app is good, but the way Paypal shows activity on the account needs a lot of improvement - it's often hard to see what you've bought and sold like a traditional account - it's not updated in real-time like a debit account. Still overall it's a great service. Reviewed on: 7th April 2026

Trustworthy

Always reliable and trustworthy. I've never had an issue with anything I have done using PayPal Reviewed on: 7th April 2026

Great partnership

Partner you can rely on hard times Reviewed on: 7th April 2026

Love PayPal.

Love PayPal. it’s easy to use, pay for things or to send and receive money for friends and family. Also have the choice to split payment in 3 monthly instalments. Reviewed on: 7th April 2026

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