Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147599)

Simple, Safe and Reliable.

5
It's very simple really, it's a very safe way to pay online. I'm now at the point if a site doesn't accept PayPal, I'll go elsewhere. I've been using PayPal for many years and never had an issue, it just works. Reviewed on: 7th April 2026

PayPal is an excellent platform.

5
PayPal is an excellent platform. Everything run smoothly as it should do. It is very easy to use and navigate. The customer service is excellent and any issues are dealt with and resolved promptly. Communication is always good and the different options are very helpful Reviewed on: 7th April 2026

Love PayPal.

5
I like PayPal credit has let me pay for items on the high street now rather than then just online Reviewed on: 7th April 2026

Very easy to use and set up.

5
Very easy to use and set up. Good communications to stay informed. Great set of options and services are offered. Reviewed on: 7th April 2026

Great experience for online shopping

5
Great experience for online shopping Reviewed on: 7th April 2026

I use Paypal for most things and Have never had a pr...

4
I use Paypal for most things and Have never had a problem with their service Reviewed on: 7th April 2026

it is very easy to pay with Pay Pal

5
it is very easy to pay with Pay Pal Reviewed on: 7th April 2026

Safe and secure service

5
I only use PayPal for all my online purchases. I know my information is totally safe and they also offer interest free services eg. Pay in 3. I can't recommend them enough. Reviewed on: 7th April 2026

"Does exactly what its says on the tin"

5
Paypal does exactly what you need it to do. I love the flexibility of paying with credit or over 3 payments as well as regularly passing payments through to either my credit cards or bank account. Reviewed on: 7th April 2026

Problem Free App

5
Never had a problem. Excellent service Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78917 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3758 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products