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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,701 reviews, last reviewed 4th May 2026
1979500% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Always found it to be a secure experience using PayP... Always found it to be a secure experience using PayPal very positive Reviewed on: 4th May 2026
Martyn G's avatar
Martyn G

Latest lowest rating:

2

I am extremely disappointed with how PayPal handled... I am extremely disappointed with how PayPal handled my dispute regarding this transaction. Despite providing evidence that the accommodation was not f... Read more Reviewed on: 3rd May 2026
Feiruz A's avatar
Feiruz A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93701)

Great product and services

5
Easy to use and low interest rate Reviewed on: 9th July 2022
herbie sutherland's avatar
herbie sutherland

I like it

5
Easy to use I like it and this is very helpful and copretive help centre Reviewed on: 9th July 2022
Farooqahmad Miankhursheed's avatar
Farooqahmad Miankhursheed

The best thing ever to happen to personal credit

4
No hassle and getting 0% to help with larger purchases is a huge help, especially more so now every penny needs to be stretched further. PayPal credit has been a life saver! Reviewed on: 9th July 2022
Jon Vate's avatar
Jon Vate

Pretty nice

4
Pretty good rates, not the biggest limit but perfect for smaller purchases and spreading the cost over time Reviewed on: 9th July 2022
Rappid Rabbit's avatar
Rappid Rabbit

Great

5
Great great good great good good great Reviewed on: 9th July 2022
Ladislav Csaladi's avatar
Ladislav Csaladi

Best to use

5
Provide a very fast and easy services Reviewed on: 9th July 2022
Samuel Popa's avatar
Samuel Popa

I love paypal

5
Great also feel safe with transactions through PayPal, Reviewed on: 9th July 2022
Jacqueline griffin 's avatar
Jacqueline griffin

Love Pay In 3

5
I love Pay in 3 as it makes paying for everything so much easier including essentials Reviewed on: 9th July 2022
Anna's avatar
Anna

Eases the Burdon when you purchase large items.

4
PayPal credit is very helpful when you need to buy larger items or spend over £99 as it allows you to spread the cost over 3 months. Reviewed on: 9th July 2022
Jackie's avatar
Jackie

Pay pal credit is easy to use

4
Easy to use credit card and it gives great option to spread the cost over 4 month. Reviewed on: 9th July 2022
samuel aravinth's avatar
samuel aravinth

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