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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147528 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147528)

Easy to use, convenient.

Easy to use, convenient. With actual credit card can use any time anywhere when need it and easy to track spending with the app. Reviewed on: 7th April 2026

Funds when needed.

Funds when needed. Easy to set up, use online and to monitor account Reviewed on: 7th April 2026

The most reliable service.

The most reliable service. It's quick, efficient and safe. Reviewed on: 7th April 2026

trustworthy service, global coverage.

trustworthy service. Ease of use. Reviewed on: 7th April 2026

So very easy to use.

So very easy to use. Very good customer support, never been let down. Reviewed on: 7th April 2026

Great access to payment

Great access to payment options and very easy to use Reviewed on: 7th April 2026

it is a safe application and especially since it now...

it is a safe application and especially since it now has a credit option Reviewed on: 7th April 2026

So easy to use.

So easy to use. I feel reassured by using PayPal when buying online Reviewed on: 7th April 2026

Paypal credit

They are very good never had a problem Reviewed on: 7th April 2026

Quick, easy and flexible payment options

I love that most top brands allow paypal and the option to spread payments at 0%. Paypal is easy to use with a few clicks which makes me continue to use them Reviewed on: 7th April 2026

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