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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147449)

Always there when I need it the most and for emergen...

5
Always there when I need it the most and for emergencies when they arise Reviewed on: 7th April 2026

Always helpful and there when required

5
Always helpful and there when required Reviewed on: 7th April 2026

Really good.

5
Really good. Quick to resolve any concerns with third party providers, and easy to contact for any account queries. Reviewed on: 7th April 2026

Fas and safe

5
Easily the fastest and safest way to pay for anything Reviewed on: 7th April 2026

Outstanding service

5
Excellent service providing flexibility at very competitive rates. Very easy service to use along with outstanding customer service Reviewed on: 7th April 2026

Very helpful always answering questions

4
Very helpful always answering questions Reviewed on: 7th April 2026

PAyPal credit is really easy to use in the online bu...

5
PAyPal credit is really easy to use in the online buying flow. I use it spread costs of certain items. Reviewed on: 7th April 2026

Never had a problem with them in all the years I hav...

5
Never had a problem with them in all the years I have used them Reviewed on: 7th April 2026

The 0% for 4 months is a great feature

5
The 0% for 4 months is a great feature Reviewed on: 7th April 2026

Use paypal for all my online shopping can't fault it...

5
Use paypal for all my online shopping can't fault it,great service and its fantastic that u can have time to pay Bought quite a few large items with out paying interest. Reviewed on: 7th April 2026

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