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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,724 reviews, last reviewed 4th May 2026
1980400% increase in 5 star reviews
in the past 90 days
5750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good and secuity easy to used very good and secuity easy to used Reviewed on: 4th May 2026
MR KAMHUNG LEUNG's avatar
MR KAMHUNG LEUNG

Latest lowest rating:

2

It’s poor payment options It’s poor payment options need to improve better payment management system to pay easy ways Reviewed on: 4th May 2026
Yash's avatar
Yash
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93724)

Much loved

4
Have no worries with PayPal. A peace of the mind Reviewed on: 10th July 2022
Anthony Rayman's avatar
Anthony Rayman

Fab

5
Great way of spreading cost. I've used it for years Reviewed on: 10th July 2022
Anita Aruna's avatar
Anita Aruna

Quick easy reliable

5
PayPal credit is ideal for any shopper, the “no interest for 4 months” on payments over £100 is just great and means I can spread out the repayments easily. Reviewed on: 10th July 2022
Bigzy RSPS's avatar
Bigzy RSPS

5 star

5
Overall it’s a positive experience Reviewed on: 10th July 2022
Zsanett Durrand's avatar
Zsanett Durrand

Reliable, convenient, safe and easily accessible

5
I have been using PayPal for 4 years now and I have found it so convenient and accessible. I love that larger purchases can be made and paid back interest free over 4 months. Paypal credit is my go to for larger purchases, so much so that I no longer have or need a credit card. I would highly recommend. Reviewed on: 10th July 2022
Danielle McMahon's avatar
Danielle McMahon

Great

5
Helps out when needed for large items. Gives you chance to pay before interest is added. Reviewed on: 10th July 2022
Sue's avatar
Sue

Help in dark days

5
Sometimes I need a fast and reliable payment, I'm glad I have paypal. Reviewed on: 10th July 2022
Ingrida Gu's avatar
Ingrida Gu

The most used payment for my travels

5
The credit card payment became the default payment used for my travels due to spreading cost over the months as an option available for a few years ago. Reviewed on: 10th July 2022
Razvan Mihalcea's avatar
Razvan Mihalcea

Excellent

5
With PayPal, it makes it easier for me when making payment for online purchases. Reviewed on: 10th July 2022
Kayode Solomon's avatar
Kayode Solomon

Decent service

5
At the moment, PayPal is among the only providers that actually offer interest free credit. Reviewed on: 10th July 2022
Vasile Pop's avatar
Vasile Pop

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