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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147359)

SolidBeen using it for over 20 years.

5
Been using it for over 20 years. Mo problems Reviewed on: 7th April 2026

first class simple efficient and fast.

5
first class simple efficient and fast.. Excellent vudtomer support anf service Reviewed on: 7th April 2026

Quick,ease of use and reliable and trustworthy

4
Quick,ease of use and reliable and trustworthy Reviewed on: 7th April 2026

Most amazing experience with PayPal, never disappoint

5
Most amazing experience with PayPal, never disappoint Reviewed on: 7th April 2026

PayPal is a great way to buy stuff you need and for...

5
PayPal is a great way to buy stuff you need and for later,it is also a great way to resolve an issue if your order goes wrong. Reviewed on: 7th April 2026

Been with PayPal for a few years and it's been very...

5
Been with PayPal for a few years and it's been very easy to deal with Reviewed on: 7th April 2026

Helps to spread the costnvenient for me at spreadin...

5
Paypal credit is very iconvenient for me at spreading the cost Reviewed on: 7th April 2026

Available, easy to use, convenient

5
PayPal is very widely available across a range of merchants and offers easy pay facilities that enable my purchases. It feels secure in use, yet offers access via app and web portal. Reviewed on: 7th April 2026

All very good, no problems.

5
All very good, no problems. Easy and always bailable on the phone if there’s any problems. Reviewed on: 7th April 2026

PayPal Credit is a great financial tool.

5
PayPal Credit is a great financial tool and helps me to manage my finances better. The 0% interest for 4 months helps me to budget well and helps to take the pressure off of larger purchases. Reviewed on: 7th April 2026

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