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PayPal: PayPal Credit reviews

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4.90
Based on 93,748 reviews, last reviewed 4th May 2026
1981300% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with paypal. Never had a problem with paypal. Really like and its very handy to have pay over 3 months. Reviewed on: 4th May 2026
Ann A's avatar
Ann A

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93748)

Service and use

5
Excellent service and very easy to use for online payments Reviewed on: 12th July 2022
Shuhad Chowdhury's avatar
Shuhad Chowdhury

Quick easy and very informative

5
I felt as though I was being treated like a person instead of a convenience Reviewed on: 12th July 2022
Valerie Mccann's avatar
Valerie Mccann

Efficient, reliable and safe .

5
I always use PayPal when I buy products if they except PayPal because it's reliable and safe . Reviewed on: 12th July 2022
Terry Ablett's avatar
Terry Ablett

Extremely convenient way to pay monthly for larger purchases

5
PayPal credit has given me more flexibility to pay for items I wanted over a monthly period with bills on the rise having a credit facility to help buy gifts and larger items now and pay later is so very helpful. I love it! Reviewed on: 12th July 2022
Lisa Andrew's avatar
Lisa Andrew

Would not use anything else

5
Ease of purchase and the protection it offers. Can't beat the service, and different options, credit, pay in 3 or pay in full Reviewed on: 12th July 2022
Paul's avatar
Paul

Interest free!!

5
Great interest free deal available App is easy to use and clear to see where money is going and what is due! Reviewed on: 12th July 2022
Damian's avatar
Damian

Absolute Peace of Mind

5
Pay Pal is absolute Peace of mind and trusted credit agency. Reviewed on: 12th July 2022
M Ilyas's avatar
M Ilyas

User friendly and people friendly

5
Finally feel trusted again, I will and do recommend PayPal Reviewed on: 12th July 2022
Chris Murrell's avatar
Chris Murrell

PayPal is great

4
PayPal is great and useful when buying on line, but my only bug bear (which is why I did not give it 5 stars) is if you miss a single payment they put it straight on your credit record. I missed a single payment as I had moved my payment date (so two payments in a short period - so I forgot). Paid immediately when they emailed me but they had already put it on my credit record (even though I had never missed a payment before) and paid up almost immediately after. I feel they should give clients a short period of time after they send out the reminder in case its a genuine error. Also I have been with them for quite some time and they have never increased my limit even though I use it regularly for payment and always pay my monthly payments on time, AND I also have a good credit record. Reviewed on: 12th July 2022
Dee's avatar
Dee

Difficult period

5
It comes in handy during this difficult financial period. Reviewed on: 11th July 2022
Ronald tagoe's avatar
Ronald tagoe

Review PayPal: PayPal Credit now

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