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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147289 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147289)

No hassle service

Never had an issue when using PayPal credit. Quick and easy Reviewed on: 7th April 2026

I've never had any problems and get exactly what is...

I've never had any problems and get exactly what is excpected. Reviewed on: 7th April 2026

Customer focused service

As a very long term customer of Paypal, Paypal credit gives me comfort and ease.Thank you Reviewed on: 7th April 2026

Safe,fast and efficient with options to spread the p...

Safe,fast and efficient with options to spread the payments Reviewed on: 7th April 2026

Safe and secure

Always there when you need it offering various ways to pay,pay in 3 is a great option if your buying big,or pay straight away. And there's always the PayPal backing if you need it Reviewed on: 7th April 2026

Easy to use, on hand when I need it, repayments easy...

Easy to use, on hand when I need it, repayments easy to manage, available credit is clear and easy to see. Reviewed on: 7th April 2026

Very easy to use at checkout.

Very easy to use at checkout. Clear to understand options. Very convenient. Reviewed on: 7th April 2026

PayPal is easy and protects purchases.

PayPal is easy to use. Works quickly and is available for online payments. I have had issues resolved by PayPal that would not have been resolved without their assistance. I really appreciate pay in 3, that's a great way to split the cost of more expensive purchases. There was a period of time that pay in 3 was not available to me and I did find that frustrating as I couldn't get any explanation. I have found customer services to be a bit vague sometimes but overall it is a good service. Reviewed on: 7th April 2026

Simple and easy!

It was really simple to agree the credit - highly recommended! Reviewed on: 7th April 2026

PayPal is what it says.

Always used PayPal and always been quick and easy, its like a one shop for all you purchases with the assurance. Reviewed on: 7th April 2026

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