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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

Easy to use, set up and run, clear

Easy to use, set up and run, clear Reviewed on: 7th April 2026

Overall Fantastic

Great support team who answer quickly and are very knowledgeable, reassuring and kind. The app is so easy to use with great visibility across accounts and transactions. Reviewed on: 7th April 2026

PayPal has offered me a lifeline for so long and I d...

PayPal has offered me a lifeline for so long and I don't know what I would have done without it. The few times I've contacted customer service, it has been straightforward and the advisors have been polite and helpful. Reviewed on: 7th April 2026

PayPal, the right way to pay

It really helped me out when I was struggling with money and I owe them everything. Reviewed on: 7th April 2026

excellent

the purchase went well with the paypal. it was easy to complete the purchase Reviewed on: 7th April 2026

Excellent

I have always had a very good experience using PayPal credit Reviewed on: 7th April 2026

easy and secure to use, high security paypal credit...

easy and secure to use, high security paypal credit convenient with high price purchases, use for paying with credit/debit cards Reviewed on: 7th April 2026

PayPal has been a really helpful tool to utilise dur...

PayPal has been a really helpful tool to utilise during this time of financial uncertainty. I am able to spread the cost of bigger purchases that I would otherwise go without. Reviewed on: 7th April 2026

User friendly, fast, reliable.

User friendly, fast, reliable. Never came across any issues, highly recommend. Feel safe paying with PayPal Reviewed on: 7th April 2026

Great and safe way to pay!

Great and safe way to pay! Love the no APR for 4 months on certain purchases! Reviewed on: 7th April 2026

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