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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93248 reviews)

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4.90

Based on 93,248 reviews, last reviewed 3rd May 2026

1958900% increase in 5 star reviews

in the past 90 days

5600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Customer services helped me to obtain a difficult re... Customer services helped me to obtain a difficult refund Reviewed on: 3rd May 2026

Latest lowest rating:

2

Customer service has not been as effective as other... Customer service has not been as effective as other services Reviewed on: 3rd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93248)

No brainer!

Spread the cost of any purchase over £99 over 4 months interest free! Can’t go wrong! Reviewed on: 8th July 2022

Quick, easy to use and deals are amazing.

Applied for credit and was accepted straight away! Used it on the same day for some music production gear, on a take 3. Helped alot. Love paypal and it's secure Reviewed on: 8th July 2022

Brilliant company

Absolutely love these people and their products love to themxx. Reviewed on: 8th July 2022

Brilliant way to pay with credit

Paypal credit option is such a simple and user-friendly way to pay for purchases and spread costs over several months. Easy to keep track of what you are spending and help make those important large purchases. Reviewed on: 8th July 2022

Excellent

Excellent service gives you the option of being able to pay it back in four months with no interest Easy to understand your payments and when your date is used it for a couple of years now would be lost without it Reviewed on: 8th July 2022

Excellent service

Paypal have been a life saving, very easy to use and the app is fool proof to usr Reviewed on: 8th July 2022

Very easy

I've bought an item which I hadn't budgeted for on pay pal credit. Was very quick and easy to do .... Reviewed on: 8th July 2022

Very helpful

I use it most of the time and help me a lot Reviewed on: 8th July 2022

A must for all PayPal users

Using PayPal is simple enough, and the credit you can get is just as easy. You get special events quite often to save you money. Well recommended. Reviewed on: 8th July 2022

happy

Always use always happy never had a problem , just perfect , handy when buying something and dont want pay full price at once Reviewed on: 8th July 2022

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