Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148790 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148790)

PayPal Credit great for budgeting and flexibility

PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even more flexibility and choice Reviewed on: 7th April 2026

PayPal is convenient to use very simple and effectiv...

PayPal is convenient to use very simple and effective for what it is required to do Reviewed on: 7th April 2026

Always had good service, been able to spread purchas...

Always had good service, been able to spread purchase is a good way of managing money and a safe way Reviewed on: 7th April 2026

Have a look

I have never had any problems with PayPal, and when needed customer service has been on point Reviewed on: 7th April 2026

Never had a problem with their service .

Never had a problem with their service .. confirm within minutes about a problem .. and if they can’t do it there and then they are quick to answer in a day .. Reviewed on: 7th April 2026

Paypal Credit the best there is

I have used Paypal credit multiple times now and I never had any problems. It is very easy to use/apply and also easy to pay of. I do like the 4 month no fee policy as I usually pay of my credit in the 4 months. Their app has every information you need and easy to navigate. Reviewed on: 7th April 2026

I've never had a bad experience with PayPal, be it u...

I've never had a bad experience with PayPal, be it using credit or their pay in three they've always been useful. and their team is useful regarding purchases that aren't up to standard and recovery of cost is quick and efficient. Reviewed on: 7th April 2026

I’ve had an account for years...

I’ve always been happy, I’ve had an account for years Reviewed on: 7th April 2026

PayPal life support

PayPal is simply my saviour in terms urgent financial support and finance. Its value to my day to day life can’t be overstated. I love PayPal…. Reviewed on: 7th April 2026

Seamless interface and very good experience

Seamless interface and very good experience Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79758 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub