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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

A reliable company that you can trust

I have been a customer of Paypal for some years now and always have had a smooth professional service. The rare times I have needed to use the PayPal customer investigation service this has always been carried out thoroughly and luckily in my favour which has left me feeling confident when challenging certain sellers and companies not fulfilling their services. I feel very protected when I buy things online as I know I am protected with the PayPal buyers protection this give peace of mind. Reviewed on: 7th April 2026

Makes my purchasing feel safer and is there if I nee...

Makes my purchasing feel safer and is there if I need to make more expensive purchases and spread the cost Reviewed on: 7th April 2026

Good experience overall, room for improvement

Good experience overall, the only downfall is that the charges can’t easily be seen under transactions, you can only see these on your statement Reviewed on: 7th April 2026

It's alright

Let's you set up direct debits which I like and the interest isn't too high. Reviewed on: 7th April 2026

Always been smooth.

Always been smooth. I love the 0% as it allows flexibility. Reviewed on: 7th April 2026

I use PayPal all the time.

I use PayPal all the time as it’s easy to see what you have paid and if there are any issues with a 3rd party (seller) then PayPal are easy to contact to help resolve the issue. When paying via PayPal you have the option to pay on their account or straight from your bank account. Statements are clear to read and making payments to your account is easy. Also when being paid money from others - it is easy and accessible within seconds. I would recommend PayPal to others. Reviewed on: 7th April 2026

Paypal a reliable friend

Have used PayPal for more than 10 years now. I find it easy and speedy to use, as well as providing a secure method of payment.. Have recommended it to both friends and family over the years and will continue to use it hopefully for many years to come. Reviewed on: 7th April 2026

Easy to use and see where you are with repayments

Using PayPal Credit has always been really easy to use and see where you are with repayments. Customer service has always been great and I’ve got answers really quickly. Reviewed on: 7th April 2026

PayPal is quick, easy and convenient to use.

PayPal is quick, easy and convenient to use. The new addition of having pay pal credit as a card that I can add to my Apple wallet is also game changing in terms of convenience of use. Reviewed on: 7th April 2026

I had a parcel go missing after a phone call and pho...

I had a parcel go missing after a phone call and photo evidence everything was sorted Reviewed on: 7th April 2026

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