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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Excellent features and options for all.

Excellent features and options for all. Great products and options to allow the consumer to select the best product for them when making a purchase. From adding to a credit account to breaking the payment in 3 with 0% interest makes PayPal my go to for purchases online. Reviewed on: 7th April 2026

PayPal Credit is life saver.

PayPal Credit is life saver. 4 months of interest free is very helpful Reviewed on: 7th April 2026

Easy to use and so convenient.

Easy to use and so convenient. Good offers too Reviewed on: 7th April 2026

I really love PayPal Credit.

I really love PayPal Credit. It gives me the flexibilty to purchase items if I need to spread the cost over several months interest free plus obtaining reward points. Reviewed on: 7th April 2026

It was so easy to arrange the credit and got 0% inte...

It was so easy to arrange the credit and got 0% interest so a no brainer! Would recommend and use again. Not had need to contact customer service so can't comment on that. Reviewed on: 7th April 2026

Great and helped me out lots

Great and helped me out lots and really easy to use Reviewed on: 7th April 2026

Many ways to use PayPal now it’s very easy

Many ways to use PayPal now it’s very easy Reviewed on: 7th April 2026

Easy to apply, fast decision and very easy to manage...

Easy to apply, fast decision and very easy to manage my accoun.t Reviewed on: 7th April 2026

Superb service, reliable and safe.

Superb service, reliable and safe. Reviewed on: 7th April 2026

Paypal is a good and easy way of paying for products...

Paypal is a good and easy way of paying for products and bill immediately or over time. Also the service is good. Reviewed on: 7th April 2026

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