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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148805)

An excellent product.

An excellent product. speed and security with very easy management. Has Apple Wallet, App and physical card. Excellent security. If there’s any issue you get efficient intelligent polite and adorable customer service representatives without spending hours in a queue. I couldn’t recommend it enough it’s my favourite credit product. Reviewed on: 7th April 2026

Very good and helpful

Very good and helpful me Richmond for my friend Reviewed on: 7th April 2026

Worth a sign up for

Been a life saver since I got it! Reviewed on: 7th April 2026

I have had PayPal for years, use PayPal for a number...

I have had PayPal for years, use PayPal for a number of purchases, including business and services have only improved since. Cant be happier with it Reviewed on: 7th April 2026

Nice and easy

I have use Pay Pal since 2022. Nice and easy to make any purchase Reviewed on: 7th April 2026

PayPal Credit great for budgeting and flexibility

PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even more flexibility and choice Reviewed on: 7th April 2026

PayPal is convenient to use very simple and effectiv...

PayPal is convenient to use very simple and effective for what it is required to do Reviewed on: 7th April 2026

Always had good service, been able to spread purchas...

Always had good service, been able to spread purchase is a good way of managing money and a safe way Reviewed on: 7th April 2026

Have a look

I have never had any problems with PayPal, and when needed customer service has been on point Reviewed on: 7th April 2026

Never had a problem with their service .

Never had a problem with their service .. confirm within minutes about a problem .. and if they can’t do it there and then they are quick to answer in a day .. Reviewed on: 7th April 2026

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