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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148928)

Paypal Credit is easy!

I’ve been using Paypal Credit for some time now and it’s very easy to use and understand. It allows you make purchases, both big and small and gives you a piece of mind when it comes to payments. As you know exactly when they’re due. Reviewed on: 7th April 2026

I havew always had wonderful experiences with PayPal...

I have always had wonderful experiences with PayPal from their customer support team Reviewed on: 7th April 2026

I have never had any issues with Paypal

I have never had any issues with Paypal themselves, always easy to use. The few times I have had issues after buying something from a seller that didn't arrive it was always easy to file a report and await the outcome Reviewed on: 7th April 2026

Safety PayPal for protection purchases especially on...

I use PayPal for protection for purchases especially on line! Reviewed on: 7th April 2026

I have been with Paypal for 21 years and I have neve...

I have been with Paypal for 21 years and I have never had a negative experience Reviewed on: 7th April 2026

I have full trust in PayPal and there commitment to...

I have full trust in PayPal and there commitment to customer service as any issue I have ever had has always been delt with swiftly and properly, I have been kept upto date throughout the whole process. Reviewed on: 7th April 2026

PayPal credit is an excellent tool

PayPal credit has been such a great tool to help me manage my finances and let me buy things safely online Reviewed on: 7th April 2026

paypal credit

paypal credit allows me to budget for bigger purchases. enabling me to make a purchase i otherwise would not be able to Reviewed on: 7th April 2026

Brilliant.

Brilliant. You know your purchase is covered by paypal gives peace of mind when buying. And easy payment terms helps out a lot. Fantastic. Reviewed on: 7th April 2026

0% interest for 3 months on any purchase

Always offers 0% for 3 months on all purchases allowing me to breakup larger purchases and pay no interest. Reviewed on: 7th April 2026

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