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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148987 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148987)

Very good and helpful using it ,customer service and...

Very good and helpful using it ,customer service and very thing is prompt, you have more time and different ways in paying back what you owned Reviewed on: 7th April 2026

Applied and was expected straight away been using Pa...

Applied and was expected straight away been using PayPal for years but not applied for Credit or Debit Card easy and straightforward very happy. Reviewed on: 7th April 2026

I have had no issues whatsoever.

I have had no issues whatsoever. Its always straight forward and easy to use. Reviewed on: 7th April 2026

Very good credit card experience, 0% offer is flexib...

Very good credit card experience, 0% offer is flexible and fair and the service available is 24/7 for customers. User of regular PayPal for years also and feels much safer than most other types of payment due to the protection offered on purchases. Reviewed on: 7th April 2026

Flexible payments and money is protected

credit allows for flexible payments allowing you to buy things quicker and pay later. i use as my main source of payment online, protecting my money when spending online. Reviewed on: 7th April 2026

Paypal is quick, efficient and easy to use

Paypal is quick, efficient and easy to use Reviewed on: 7th April 2026

Overall pretty good

Balance takes a while to update. Things can be unclear. The 0% for 4 months is a good deal however. Great to have that level of protection with them too. Reviewed on: 7th April 2026

very helpfully gooexsperienze professional

very helpfully gooexsperienze professional Reviewed on: 7th April 2026

PayPal credit flexibility

PayPal credit is very flexible and can be utilised almost anywhere which makes it excellent choice for credit, giving you plenty of time to repay back without any interest. Reviewed on: 7th April 2026

Convenient and practical

Convenient and available on nearlly all purchases Reviewed on: 7th April 2026

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