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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

Easily managed and great offers

Checking your balance and making payments is as simple as any banking service making this a great additional payment option, especially with any special offers where appropriate. Reviewed on: 7th April 2026

Love it!

Love it! Allowed me to split payments on a gas cooker after my gas was cut off following a assessment deeming my old cooker as a risk. Reviewed on: 7th April 2026

I have had PayPal credit for sometime I found the pr...

I have had PayPal credit for sometime I found the process to be smooth and robust but also I found that colleagues or staff working with PayPal are very supportive friendly and approachable but also easy to reach Reviewed on: 7th April 2026

All round great company, secure, easy transactions.

All round great company, secure, easy transactions and great to use Reviewed on: 7th April 2026

Always felt secure using PayPal.

Always felt secure using PayPal. Never had any issues Reviewed on: 7th April 2026

Always answer the phone and help if I cannot do so i...

Always answer the phone and help if I cannot do so in the App. Reviewed on: 7th April 2026

I once got a fraudulent payment and PayPal rang me s...

I once got a fraudulent payment and PayPal rang me straight away to see if it was me that made the payment. As it wasn’t me PayPal instantly stopped the payment Reviewed on: 7th April 2026

Love paypal

Thw interest can be high sometimes but always easy to use trustworthy and good service Reviewed on: 7th April 2026

Paypal is an app that is very user friendly, has a n...

Paypal is an app that is very user friendly, has a number of options for payment plans/ receiving payments from people and now a card that is available for use in person, I like knowing you can pay it off as quickly as possible Reviewed on: 7th April 2026

Flexibility and increased credit limit has made my s...

Flexibility and increased credit limit has made my spending much easier Reviewed on: 7th April 2026

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