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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149100)

Account payments AREN’T APPLIED FAIRLY

Account payments AREN’T APPLIED FAIRLY - interest free balance is paid off BEFORE interest accruing balance! It’s also confusing trying to work out different balances from the total. Which is on pay-in-four? Which is interest free? Reviewed on: 7th April 2026

Great for spreading the costs on larger items

Great for spreading the costs on larger items Reviewed on: 7th April 2026

All good no problem at all.

All good no problem at all. I'm not sure what else I can say. Reviewed on: 7th April 2026

Very useful buying online, .

Very useful when buying online, usually easy process. There are difficulties involved when trying to speak to a person to resolve an issue. Reviewed on: 7th April 2026

My interactions .

Every inter action I've had with paypal has been fantastic from disputes to pay for all consumables with peace of mind knowing your covered Reviewed on: 7th April 2026

Not got a bad thing to say about PayPal.

Not got a bad thing to say about PayPal. Been with them for a long time and always been friendly and helpful. Reviewed on: 7th April 2026

Easy to use with clear control and confidence

Easy to use and fully in control of payments. Balance and payments clearly communicated so I feel safe with my choices Reviewed on: 7th April 2026

Fantastic service.

Fantastic service. Would highly recommend to anyone Reviewed on: 7th April 2026

Aways there, always hassle free.

Always there, always hassle free. Reviewed on: 7th April 2026

Trustworthy

Cant fault PayPal at all, this is a company you can trust Reviewed on: 7th April 2026

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