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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149133 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149133)

Easy Peaszy, Paypal Squeazy

Straightforward to use, easy to use app, love the "Pay in 3" and 0% offer for purchases over £99. The addition of the physical card has been a welcome one. Personally, I use PayPal credit for tactical purchases and it checks every box. Reviewed on: 7th April 2026

Absolute Professional

Always talk directly to a living soul not a machine Always very polite talk to you in a way that makes you feel confident in asking any questions you may have and resolve any issues in a very professional and courteous manner nothing too small or large the same service regardless of your enquiry Reviewed on: 7th April 2026

Safe to shop.

Safe to shop.paypal got me money back from fake rataier Reviewed on: 7th April 2026

Flexibility

I have found the service offered by PayPal flexible and has suited my budgeting requirements. The repayment offers have helped with buying decisions. Reviewed on: 7th April 2026

Never had any complaints, I always use PayPal.

Never had any complaints, I always use PayPal. Reviewed on: 7th April 2026

Quick short term credit.

Quick way to sort short term credit, value for money with pay in 3, and pay in 4 with credit. Reviewed on: 7th April 2026

PayPal is easy to use with seamless transactions and...

PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026

Ease of payment, different ways convenient and you f...

Ease of payment, different ways convenient and you feel protected Reviewed on: 7th April 2026

I have always had excellent and warm experience

I have always had excellent and warm experience Reviewed on: 7th April 2026

Easy to set up and no hassle with customer service.

Easy to set up and no hassle with customer service. Rates are fair but could be better. Reviewed on: 7th April 2026

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