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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149172 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149172)

Have used PayPal for over 15 years never had a probl...

Have used PayPal for over 15 years never had a problem with receiving or sending any transaction Reviewed on: 7th April 2026

great experience every time i use paypal

great experience every time i use paypal Reviewed on: 7th April 2026

Pay pal so easy and safe to use strong security Bank...

Pay pal so easy and safe to use strong security Bank /card is not shared with sellers Also buyers protection you get a refund if something doesn’t arrive or is wrong Paypal is widely excepted world wide also it helps to protect personal data Reviewed on: 7th April 2026

Easy and Reliable

Easy to get payment returned when goods at fault, buyer and seller guarantees remove any worries. Easy to use either app or online. Reviewed on: 7th April 2026

a seamless experience

I've used their 0% credit a number of times to spread the cost and it's always been a seamless experience Reviewed on: 7th April 2026

I’ve had an excellent experience using PayPal.

I’ve had an excellent experience using PayPal. The platform is fast, secure, and incredibly convenient for both sending and receiving payments. Transactions are smooth, and I appreciate the strong buyer protection, which gives me confidence when shopping online. The interface is user-friendly, and customer support has been helpful whenever I’ve needed assistance. Overall, a reliable and trustworthy service — highly recommended! Reviewed on: 7th April 2026

Been with paypal for years never had a issue with them.

Been with paypal for years never had a issue with them.Excellent customer service. Reviewed on: 7th April 2026

I use PayPal for pretty much everything now, the 4 m...

I use PayPal for pretty much everything now, the 4 months interest free credit is a real bonus Reviewed on: 7th April 2026

PayPal credit is great.

PayPal credit is great. 0% for 4 months is incredibly useful and the app makes it easy to manage. Reviewed on: 7th April 2026

Absolutely excellent customer service recommend

Absolutely excellent customer service recommend Reviewed on: 7th April 2026

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