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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149208 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149209)

I’ve used paypal credit, specifically pay over 3 mon...

I’ve used paypal credit, specifically pay over 3 months multiple times. It’s useful and trustworthy in times of need. Reviewed on: 7th April 2026

It has helped me out wen times are tuff for my kids...

It has helped me out wen times are tuff for my kids birthdays and christmas Reviewed on: 7th April 2026

The 0% for 4 months for transactions over £100

The 0% for 4 months for transactions over £100 is the reason it’s by go to credit option and the one I recommend. Just remember to set up DD to pay off the transaction in time Reviewed on: 7th April 2026

Very simple and easy to deal with PayPal

Very simple and easy to deal with PayPal Reviewed on: 7th April 2026

Easy, quick, transparent, professional

Easy, quick, transparent, professional Reviewed on: 7th April 2026

Reliable and flexible when you need it most

I have had a very positive experience using PayPal Credit. The process is straightforward, and it is easy to manage payments and keep track of spending through the app. What stands out to me is the flexibility it offers, especially with spreading payments over time without unnecessary stress. It has been useful for managing larger purchases while staying in control financially. Customer service has also been responsive whenever needed, and overall the system feels secure and well structured. I would definitely recommend PayPal Credit to others looking for a convenient and reliable payment option. Reviewed on: 7th April 2026

Easy use, good app great customer service

Easy use, good app great customer service Reviewed on: 7th April 2026

Excellent service - always

Excellent service - always. Always so easy to use. Very clear. Reviewed on: 7th April 2026

Easy to use, attractive offers, now with the points,...

Easy to use, attractive offers, now with the points, its more ways to shop and redeem points. As well the 0% for 4 months is very attractive. Reviewed on: 7th April 2026

Was really easy to sort everything out, very competi...

Was really easy to sort everything out, very competitively priced and the app makes everything easy to manage. Reviewed on: 7th April 2026

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