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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149244)

I love PayPal- it’s easy & helpful

5
I love PayPal- it is so easy & helpful over the years it’s helped me get things I’ve needed or wanted but couldn’t pay in one go & also very helpful when I had an inadequate item - they agreed & got me my money back Reviewed on: 7th April 2026

Paypal App

5
The app is easy to use, no issues Reviewed on: 7th April 2026

Like the flexibility of the PayPal

5
Like the flexibility of the PayPal Reviewed on: 7th April 2026

It’s easy and fast to make online payments, and some...

5
It’s easy and fast to make online payments, and sometimes I also get interest-free instalment options for my purchases, which makes it even more convenient and affordable. Reviewed on: 7th April 2026

Problem solved

5
Only ever one problem and resolved with one phone call. Reviewed on: 7th April 2026

Excellent and Reliable Services

5
I have been using PayPal Credit for a while now, and overall my experience has been very positive. The platform is easy to use, transactions are quick, and I appreciate the flexibility it provides when making payments. It’s especially helpful for managing larger purchases with manageable repayment options. Customer support has also been responsive whenever I had questions. Everything is transparent, and I feel secure using the service for both personal and online transactions. I would definitely recommend PayPal Credit to anyone looking for a convenient and trustworthy payment solution. Reviewed on: 7th April 2026

Easy to use, I get informed before payments are take...

5
Easy to use, I get informed before payments are taken, always in control Reviewed on: 7th April 2026

Excellent if I’m short on money and then easy to top...

5
Excellent if I’m short on money and then easy to top back up when paid Reviewed on: 7th April 2026

PayPal Glory

5
PayPal has and been working for me as a backup financial support if I can put it that way. I really enjoy the service! Reviewed on: 7th April 2026

I always use paypal for any purchases.

5
I always use paypal for any purchases. My money is safe and I don't have to put my my banking details on every Website i use. It's time saving. Paypal credit is very handy as well. Reviewed on: 7th April 2026

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