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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149276 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149276)

PayPal is a application for me and it a good thing t...

PayPal is a application for me and it a good thing to pay for thing on line Reviewed on: 7th April 2026

Reliable, cost effective and an easy way to spread t...

Reliable, cost effective and an easy way to spread the cost. On the odd occasion that I have had to use customer services they have been easy to follow and professional. An outstanding team I think that they will go far. From the buy now pay later, to the money transfer , a most excellent service framework is provided. Thank you for being there for me Reviewed on: 7th April 2026

Very good and easy to use and set up

Very good and easy to use and set up Reviewed on: 7th April 2026

very user friendly

Simply ..... very user friendly, I have had no issues the service. 99% satisfactory.... Reviewed on: 7th April 2026

Excellent way to buy things & spread it over monthly...

Excellent way to buy things & spread it over monthly interest free payments. Reviewed on: 7th April 2026

All great.

All great. Fantastic customer service. Reviewed on: 7th April 2026

Very good for what they provide.

Overall I’ve had no issues with PayPal and have used it happily for years. Pay in 3 is always useful and the 0% interest for four months on any purchases over £100 is also great. There interest rate after that is a little high but so are most others options. The app is easy to use and see what payments are still in the interest free period and how long left. Can’t say anything about their customer service as I’ve never needed them personally. The introduction of a physical card has been fantastic in allowing its use for options it was otherwise unavailable for I.e Amazon and physical stores. Can’t fault them and will be happy to continue using them for years to come. Reviewed on: 7th April 2026

Top rate

Easy to sort out with no hidden charges , straight forward Reviewed on: 7th April 2026

Excellent customer service and perfectionist in cons...

Excellent customer service and perfectionist in consumer service. Would definitely recommend to my friends and family members. Reviewed on: 7th April 2026

PayPal a must have way to pay

With my PayPal credit card I can spread payments over £100 over 4 months and I have PayPal protection so if anything goes wrong with my purchase I can get a refund if anything goes wrong and that to me is peace of mind. Also it’s safe and secure to use and also very convenient. Reviewed on: 7th April 2026

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