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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149777 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149777)

My friend in my wallet.

I just love using Paypal. It is really convenient for paying for everything from shopping to holidays or eating out. You can earn points on PayPal plus or pay in three or even on credit. PayPal, my friend in my wallet. Reviewed on: 7th April 2026

PayPal service system is seamless and easy to navigate.

PayPal service system is seamless and easy to navigate. Reviewed on: 7th April 2026

Easy, great service and always reliable

Easy, great service and always reliable Reviewed on: 7th April 2026

Friendly customer service, Pay in 3 is amazing - muc...

Friendly customer service, Pay in 3 is amazing - much better than traditional credit cards. Reviewed on: 7th April 2026

Paypal credit

I like pay pall for be able to pushed big things easily. The credit give us room to breath Reviewed on: 7th April 2026

My primary choice of payment.

My primary choice of payment. Easy, quick and safe. Reviewed on: 7th April 2026

Always a top service and also if wrong payment is ta...

Always a top service and also if wrong payment is taken sort it out straight away Reviewed on: 7th April 2026

Always been good excellent rates

Always been good excellent rates Reviewed on: 7th April 2026

Every purchasing option all in 1 place.

Every purchasing option all in 1 place. Reviewed on: 7th April 2026

My go-to for online shopping

Honestly, PayPal’s made my life so much easier when shopping online. No digging for my card, no typing in long numbers — just a few clicks and done. Plus, their ‘Pay in 3’ has saved me more than once on bigger purchases. No hidden drama or crazy interest. They just work. So yeah, throwing my vote to PayPal for Best Retail Finance Provider. They’ve earned it Reviewed on: 7th April 2026

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