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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149727 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149727)

Easy to use, great benefits.

Easy to use, great benefits. Can be used in a variety of stores/online purchases. Reviewed on: 7th April 2026

Helped me restart my life fresh start bk on track...

Helped me restart my life fresh start bk on track Reviewed on: 7th April 2026

Been very helpful in sorting out problems

Been very helpful in sorting out problems Reviewed on: 7th April 2026

Helpful and reliable credit line for online shopping

I’ve found PayPal Credit to be a very helpful tool for managing larger purchases. The £800 limit was granted quickly and has been easy to use at various retailers. While the interface can sometimes be a bit confusing regarding 'Available Credit' versus 'Current Balance' due to pending transactions, the overall service is reliable and a great financial backup when needed. Reviewed on: 7th April 2026

Easy to contact helpful when speaking to someone ea...

Easy to contact helpful when speaking to someone eas to understand where your account is upto Reviewed on: 7th April 2026

Perfect for spreading the cost of your large purchases.

Perfect for spreading the cost of your large purchases. When the credit facilities are readily available, it beats the likes of Klarna since it is not necessary to perform a credit check every time you want to use the facilities to spread the cost of your spend. Now there is also the added benefit of earning points as you spend. Reviewed on: 7th April 2026

Easy to deal with.

Easy to deal with. Always use it Reviewed on: 7th April 2026

I’ve being using PayPal for years and i like their s...

I’ve being using PayPal for years and i like their services and atención Reviewed on: 7th April 2026

Love PayPal, the only thing I use.

Love PayPal, the only thing I use. Reliable, trustworthy and loyal to customers Reviewed on: 7th April 2026

Easy to use and good % offers.

Easy to use and good % offers. Payment due reminders Reviewed on: 7th April 2026

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