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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149655 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149655)

Easy use very convenient

Easy use very convenient applicable money transfer and online shopping Reviewed on: 7th April 2026

Excellent service..

Excellent service always from start to finish. Reviewed on: 7th April 2026

A reliable and simple confident credit facility

The app and rewards programme with a card facility too makes everything so simple. Also, you have condifence that you can dispute transaction where the product or service hasn’t been delivered and get a refund. Reviewed on: 7th April 2026

Never had a problem using PayPal the PayPal credit i...

Never had a problem using PayPal the PayPal credit is a good system for paying in installments Reviewed on: 7th April 2026

Easy to use and helpful when you need a bit extra

Its easy to use, helps you purchase those little extra items and spread the cost which is really great or if you need something in an emergency and cannot afford to pay the full purchase price upfront, you can still get what you need when you need it with PayPal Credit and not have to worry. Reviewed on: 7th April 2026

We wish PayPal was available on more sites it's easi...

We wish PayPal was available on more sites it's easier and safer Reviewed on: 7th April 2026

I am very happy with Paypal

I am cery happy with Paypal, help me to buy product , especially Pay Pal Credit , very god Reviewed on: 7th April 2026

Smart shopping

Making expensive purchases more affordable Reviewed on: 7th April 2026

Very good service and value for money.

Very good service and value for money. Reviewed on: 7th April 2026

Excellent Service.

Looked after me all the time. Could always count on PayPal from buying things to selling things, to PayPal credit. Always there if you ever had any problems. They would always keep your money safe. Reviewed on: 7th April 2026

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