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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149528 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149528)

Easy experience

Offers an easy financial experience with fantastic offers which suit me so well. Also great customer service. I will keep using PayPal as they are reliable all rounders. Reviewed on: 7th April 2026

It's a good service.

It's a good service. I have no issues so far. Reviewed on: 7th April 2026

Easy shopping don’t need to keep looking for my wall...

Easy shopping don’t need to keep looking for my wallet and cards when I’m ready to order Reviewed on: 7th April 2026

I have been using PayPal for many years.

I have been using PayPal for many years. Easy to use, and very flexible. Reviewed on: 7th April 2026

Good but not great

Paypal credit was good, but not great, the charges for monthly payment interest came out of nowhere sometimes and the amount was a lot in comparison to other companies. I'm glad to have closed my account. Reviewed on: 7th April 2026

A wonderful experience

I tried the PayPal Credit service for the first time and I absolutely loved it. Applying for credit has never been this quick and secure. The whole process is designed to be clear and straightforward. I think they’ve taken the shopping experience to the next level. A wonderful experience Reviewed on: 7th April 2026

Pay Pal is very easy to use and very safe...

Pay Pal is very easy to use and very safe to use Reviewed on: 7th April 2026

Safe and easy to use and very secure as it can be ad...

Safe and easy to use and very secure as it can be added to my Apple wallet Reviewed on: 7th April 2026

Excellent

I have been using paypal for many years now, has never let me down so far. Reviewed on: 7th April 2026

Great tool to manage purchases

Makes things easy, allows for bigger purchase. Never had any issues. Reviewed on: 7th April 2026

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