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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 92,936 reviews, last reviewed 2nd May 2026
1944300% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use Easy to set up and very easy to set the direct debit for repayment. Allowed me to get my wife a new phone on much better terms than she was before. Reviewed on: 2nd May 2026
Neil S's avatar
Neil S

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026
nope's avatar
nope
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (92936)

easy and simple

5
I love using paypal credit because of the charges (if any!!!) are transparent and the Paypal app is very user friendly! Reviewed on: 13th June 2022
gabriele Tedesco's avatar
gabriele Tedesco

Easy and straight forward to us

5
Always use and their is little hassle with it and I find a secure way to work with. Reviewed on: 13th June 2022
jim Coachman's avatar
jim Coachman

Ease of use

5
It is so beautiful easy to use and pay for items quickly. Makes shopping so much easier Reviewed on: 13th June 2022
Ray's avatar
Ray

Easy to use

4
It's great to get 4 months free credit with purchases over £100, most websites use PayPal so it makes it easy to use. Reviewed on: 13th June 2022
Alex's avatar
Alex

Great services

5
Such a good facility and you can use it in many shops Reviewed on: 13th June 2022
lynne flett's avatar
lynne flett

PayPal Credit

5
Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022
tracy daniel1991's avatar
tracy daniel1991

Great service

5
Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022
Wasim's avatar
Wasim

super

5
super................................................................. Reviewed on: 13th June 2022
Martin Ivanov's avatar
Martin Ivanov

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022
Andy Miller's avatar
Andy Miller

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022
Alan Thompson's avatar
Alan Thompson

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