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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149367 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149367)

Good option for spreading payments

Good option for spreading payments Reviewed on: 7th April 2026

Great service,% interest on monthly payments.

Great service,% interest on monthly payments. Reviewed on: 7th April 2026

GoodAll time good experience

All time good experience and helping me a lot Reviewed on: 7th April 2026

It’s a good way ( and safer) to pay without having t...

It’s a good way ( and safer) to pay without having to provide your card details on multiple websites. Reviewed on: 7th April 2026

I enjoy how easy using PayPal credit is and how wide...

I enjoy how easy using PayPal credit is and how widely accepted it is Reviewed on: 7th April 2026

Really helped when I was in a bad financial situation.

Really helped when I was in a bad financial situation. Super easy for navigate Reviewed on: 7th April 2026

My go to purchase option

Probably my go to purchase option. Utilise the pay in 3 quite alot. Would like to see interest free over longer period. Amazon do seem to offer this option on selected items. Reviewed on: 7th April 2026

Easy to. Navigate

Easy to.useI Put a bit of money in and used it with no problem.ehen I needed it Reviewed on: 7th April 2026

It’s easy to manage and the most rewarding bank/fina...

It’s easy to manage and the most rewarding bank/finance that I use Reviewed on: 7th April 2026

Handle any query

Never had a problem with purchasing things but when I have had to contact customer services they have been very helpful with any query I have had. Reviewed on: 7th April 2026

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