Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149822 reviews)

View other PayPal products

4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149822)

I use paypal as much as possible.

I use paypal as much as possible.This has been for years now..Never lost any money.....Thanks to the Paypal team x Reviewed on: 7th April 2026

Easy to use where accepted

Easy to use where accepted and now with the option to have a credit card as well is even easier. Happy with the availability. The apr can be lower if possible Reviewed on: 7th April 2026

Very easy to set up the interest free payment plan

Very easy to set up the interest free payment plan Reviewed on: 7th April 2026

It's very flexible and handy when needed

It's very flexible and handy when needed Reviewed on: 7th April 2026

Fantastic service

This is such a great service and customer care is amazing so polite and helpful Reviewed on: 7th April 2026

I have PayPal credit it’s suit me when ever I want t...

I have PayPal credit it’s suit me when ever I want to use it Reviewed on: 7th April 2026

Paypal is a saver for me in my hard time.

Paypal is a saver for me in my hard time. By there cashback and paypal credit. I can't explain how much important it is for me as a single mom Reviewed on: 7th April 2026

Always had a very good experience with PayPal there...

Always had a very good experience with PayPal there very true to there word highly recommend Reviewed on: 7th April 2026

It is very easy, 99% of business accept the service

It is very easy, 99% of business accept PayPal as the payment method and you know how much credit you can take before the purchase, and if their is a problem with the purchase then you can raise a dispute with PayPal Reviewed on: 7th April 2026

Great and easy service

Very happy with pay pal wouldn't go anywhere else been wit them 5years + good service no problems Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80534 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub