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PayPal: PayPal Credit reviews

4.90
Based on 108,825 reviews, last reviewed 17th May 2026
2673700% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using PayPal since 2011 ish and it's perfect, q... Been using PayPal since 2011 ish and it's perfect, quick, safe and always there when you need it. Reviewed on: 17th May 2026
Carl's avatar
Carl

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108825)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love using paypal as it gives me more ways to pay...

5
I love using paypal as it gives me more ways to pay and more flexible when sudden purchases are required. I feel safe and secure using them as they have you covered, great customer service. Without paypal i would not of been able to buy items needed for my home. Reviewed on: 6th May 2026

Every time I've had any bother PayPal have delivered...

5
Every time I've had any bother PayPal have delivered 100 percent, customer service. Is dedicated to solving all my issues and problems Reviewed on: 6th May 2026

Exceptional Service Provider

5
Paypal has always been very reliable and trustworthy. I have found it to be very user friendly and clear. The guarantee that comes with Paypal whether you are a seller or a buyer is unparalleled. I have always recommended Paypal to others and will continue to do so. It has never let me down. Especially with exceptional customer service , any issues are quickly and easily resolved stress-free . Well done Paypal for maintaining your high standards of service! Reviewed on: 6th May 2026

Fast and efficient with no problems

5
Fast and efficient with no problems Reviewed on: 6th May 2026

Paypal are the best for customer service

5
Paypal go above and beyond for their customer service. They keep you up to date with interest rate changes and other important information. Reviewed on: 6th May 2026

Never had any problems, great service

5
Never had any problems, great service Reviewed on: 6th May 2026

Always handy to have Paypal credit for large purchases

5
Always handy to have Paypal credit for large purchases Reviewed on: 6th May 2026

Customer over a decade

5
I have been a customer of Pay for over a decade, and I can genuinely say that I have encountered very few issues during that time. It is my preferred method for exchanging funds with my friends and family. Reviewed on: 6th May 2026

Safe spending

5
I’ve used PayPal for years now,because I know I can buy online safely. I’ve only had one problem and PayPal retrieved the payment for me in the resolve center. Reviewed on: 6th May 2026

Paypal is fast and trustworthy

5
Paypal is up there amongst most trusted names for sure. I’ve no reason to not trust them. Easy, fast payments always. Reviewed on: 6th May 2026