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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170906 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170938)

Great customer service

Always had a top notch service when a problem has arisen, and the app is really easy to use Reviewed on: 20th April 2026

Very handy and easy to use, I love the pay inn3 inst...

Very handy and easy to use, I love the pay inn3 installments option. Reviewed on: 20th April 2026

Easy to use quick and easy payments

Easy to use quick and easy payments Reviewed on: 20th April 2026

I am very impressed with PayPal Credit, particularly...

I am very impressed with PayPal Credit, particularly how smoothly it integrates into the existing PayPal ecosystem. The entire process—from the initial application to making purchases—was incredibly fast and digitally intuitive. What I appreciate most: • Speed: The approval was almost instantaneous, allowing me to complete my purchase without any delays. • Transparency: The dashboard provides a very clear overview of my installments, due dates, and remaining credit limit. • Flexibility: Being able to spread the cost of larger purchases makes managing my monthly budget much easier. It’s an ideal tool for anyone looking for a modern alternative to traditional credit cards while staying with a trusted provider. As long as you stay on top of your repayment schedule, it is a hassle-free and highly useful financial service. Reviewed on: 20th April 2026

Very handy when i need to spend big.

Very handy when i need to spend big and split payment. Reviewed on: 20th April 2026

Great service

Always a great experience and customer service is brilliant. Reviewed on: 20th April 2026

Safe and secure

Safe and secure, with good options for credit. Reviewed on: 20th April 2026

Transactions provided good experience

Transactions provided good experience Reviewed on: 20th April 2026

Amazingly quick response whenever I have purchased s...

Amazingly quick response whenever I have purchased something Reviewed on: 20th April 2026

All great always good support if needed

All great always good support if needed Reviewed on: 20th April 2026

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