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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171156)

Paypal credit gives me the flexibility of being able...

Paypal credit gives me the flexibility of being able to get what is needed without the big financial stress Reviewed on: 20th April 2026

Excellent service can't believe how quickly they set...

Excellent service can't believe how quickly they settle disputes have recommended them to family and friends Reviewed on: 20th April 2026

Thank you

Great. Not great with computers, not a problem as I got to talk with a person, they were understanding and helpful. Thank you Reviewed on: 20th April 2026

Specific communication

Always clear and efficient communication. Straight forward information ℹ️. Reviewed on: 20th April 2026

Highly Recommend

Never had any issues in terms of transactions or functionality. Friendly UI makes it very accessible to use. The security features are very consistent and comprehensive making PayPal my top provider for payments. Recent addition of PayPal+ was a great incentive to use it more in combination with their debit card. Reviewed on: 20th April 2026

I’ve had a really positive experience with PayPal Cr...

I’ve had a really positive experience with PayPal Credit. It’s easy to use, integrates seamlessly with my purchases, and offers flexible payment options that make managing larger expenses much more convenient. The application process was straightforward, and I appreciate the promotional interest-free periods when paid on time. Overall, it’s been a reliable and helpful tool for spreading out payments without hassle. Reviewed on: 20th April 2026

I love using PayPal, so easy.

I love using PayPal, so easy. Customer service is 2nd to none and they actually care. Reviewed on: 20th April 2026

Great company

Very easy to use, customer support always available Reviewed on: 20th April 2026

Have not needed to use customer service to date

Have not needed to use customer service to date Reviewed on: 20th April 2026

It’s easy and secure making online payments using Pa...

It’s easy and secure making online payments using PayPal credit. I believe it’s an excellent safety with online shopping. Reviewed on: 20th April 2026

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