Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171361)

Love it !!!

5
Brilliant !!!!! paypal is great - i use for big purchases Reviewed on: 20th April 2026

Never had a problem with PayPal highly recommend.

5
Never had a problem with PayPal highly recommend. Reviewed on: 20th April 2026

Good, fast, no problems.

5
Good, fast, no problems. Easy use. Reviewed on: 20th April 2026

find it is a help with my finances to spread out pay...

5
find it is a help with my finances to spread out payments Reviewed on: 20th April 2026

Always been good at solving problems and sorting the...

5
Always been good at solving problems and sorting the problem out. Great service all round. Reviewed on: 20th April 2026

PayPal credit gives me that extra financial breathin...

5
PayPal credit gives me that extra financial breathing space that we all appreciate from time to time. 0% interest over 4 months - what’s to complain about? Zero that what! Reviewed on: 20th April 2026

INCREDIBLE!!!

5
Incredible service, friendly and helpful when requesting advice or help! This company has helped me through difficult times financially and is the safest option in my opinion ! Would reccomend to absolutely anyone time and time again! Why would i use anything else when paypal has everything you need! Fantastic! 10/10 Reviewed on: 20th April 2026

Most of the time straight forward to use.

4
Most of the time straight forward to use. Reviewed on: 20th April 2026

has always sorted it out...

5
Any problems I have paypal has always sorted it out thank you Reviewed on: 20th April 2026

On the whole it has been very useful

4
On the whole it has been very useful Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94286 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products