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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171541)

I am happy with PayPal credit.

5
I am happy with PayPal credit. It helps a lot. Not high interest rates. Reviewed on: 20th April 2026

Extra layer of security

4
Paypal has been great to give extra layer of security when buying online. I feel safer shopping with Paypal rather than my own bank cards. Reviewed on: 20th April 2026

Always close to their clients

5
Always close to their clients safe payments and cover Reviewed on: 20th April 2026

Very easy to access, custumer service friendly and a...

5
Very easy to access, custumer service friendly and always ready to help especially during this economy crisis Reviewed on: 20th April 2026

Perfect experince in all transactions

5
Perfect experince in all transactions Reviewed on: 20th April 2026

Great customer service and features

5
Great customer service and features Reviewed on: 20th April 2026

Very convenient works well and is safe

5
Very convenient works well and is safe Reviewed on: 20th April 2026

Peace of Mind

5
Simple. Fast. Reliable. Peace of mind Reviewed on: 20th April 2026

I trust PayPal.

5
I trust PayPal. I don’t have a credit card but I know my purchasing rights are protected with PayPal. I love the pay in three and have used the pay in four loan so easy and simple. I feel my money is safe and any issues I’ve even encountered have been dealt with quickly and professionally Reviewed on: 20th April 2026

Excellent app makes dealing with transactions easy.

5
Excellent app makes dealing with transactions easy. Reviewed on: 20th April 2026

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