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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171687)

Have been using PayPal for ages now.

Have been using PayPal for ages now. Never had any problems, everything works the way it should be. Excellent customer service, although only had to use it once. Reviewed on: 20th April 2026

My go to for payments online

My go to for payments, I always use PayPal when making mostly online payments knowing my money is safe Reviewed on: 20th April 2026

It has always been very efficient and easy

It has always been very efficient and easy Reviewed on: 20th April 2026

Excellent

Paypal helps with the 3 payments also paypal credit and if you have a complaint about anything you get prompt service Reviewed on: 20th April 2026

Very safe, reliable company.

Very safe, reliable company. Been using for years Reviewed on: 20th April 2026

Always excellent always helpful.

Always excellent always helpful. Reviewed on: 20th April 2026

It’s been there to help in any situation or for secu...

It’s been there to help in any situation or for securely buying on line. I know I can trust PayPal. When I’ve had to call they’ve been fantastic Reviewed on: 20th April 2026

Good, simple layout for non-finance people to use.

Good, simple layout for non-finance people to use. Straightforward to understand credit agreements and easy to bring cards and balances together. Reviewed on: 20th April 2026

Terrible service disaster charge for nothing but toot

Terrible service disaster charge for nothing but toot Reviewed on: 20th April 2026

Great, no conplaints

Paypal i have used for years and years witg no issues and more recently used paypal credit. It does what it says and is very clear about its charges etc. Reviewed on: 20th April 2026

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